Plan Ledger DOL Form 5500 · updated monthly

West Shore Home, LLC401(k)

WEST SHORE HOME, LLC 401(K) PLAN · MECHANICSBURG, PA · plan year 2024

Reported admin expense ratio · 2024
0.78%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

West Shore Home, LLC reported $410,034 in plan administrative expenses for 2024: 0.78% of average plan assets, higher than ~90% of peers. Employer contributions averaged $2,370 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.73% to 0.78%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other construction employers. By assets it is the 670th-largest of 3,651 plans among Pennsylvania employers on file, and the 895th of 5,337 in construction. In 2024, employees put in $2.18 for every $1.00 the employer contributed; active participation has grown from 1,959 to 2,429 since 2022.

Plan summary
Net assets, end of year$62,238,172
Participants with balances2,910
Active participants2,429
Employer contributions$5,757,533
Employee contributions$12,534,377
Employer contribution per active participant$2,370
Average account balance$21,388
Benefits paid to participants$8,628,079
Plan auditUnmodified (clean) audit opinion
AuditorRKL LLP
Plan history3
Yearassets · accounts · employer contribution
2024$62.2M · 2,910 accts · $5.8M emplr
2023$43.3M · 2,476 accts · $5.1M emplr
2022$27.2M · 2,188 accts · $4.1M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$24,928
Investment management$122,388
Audit (IQPA)$262,718
Total administrative$410,034
The West Shore Home, LLC 401(k) match · 2024
Employer contribution per active participant$2,370
Median for plans this size$3,635
2024$2,370 per active participant
2023$2,410 per active participant
2022$2,075 per active participant

West Shore Home, LLC's 2024 employer contribution ran below the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
LPL FINANCIAL · Investment advisory (plan)$100,874
PA RETIREMENT SOLUTIONS, INC · Contract administrator$24,928
EMPOWER ADVISORY GROUP, LLC · Investment management$21,514

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$410,034 · 0.78%
2023$265,526 · 0.75%
2022$168,633 · 0.73%
Same employer
Similar plansConstruction · Pennsylvania
Iron Workers Local 404 PA$75.3M · 0.32%
The Tri-M Group, LLC PA$72.8M · 0.27%
Sauer Holdings, Inc. PA$54.4M · 0.14%

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Source: U.S. Department of Labor, Form 5500 series, EIN 300371596 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.