Watermark Capital Inc401(k)
WATERMARK CAPITAL INC 401(K) PROFIT SHARING PLAN & TRUST · IRVINE, CA · plan year 2025
Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works
Watermark Capital Inc reported $14,980 in plan administrative expenses for 2025: 0.16% of average plan assets, lower than ~75% of peers. Employer contributions averaged $0 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.
Across the 3 years on file its reported administrative ratio fell from 0.27% to 0.16%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other finance & insurance employers. By assets it is among the smaller plans on file in California (5,475th of 9,483), and 3,992nd of 4,798 in finance & insurance.
Watermark Capital Inc's 2025 employer contribution ran below the $1,464 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.
Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.
Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.
Looking for an account from a past job here? How to find an old 401(k).
Why are you looking at this plan?
Source: U.S. Department of Labor, Form 5500 series, EIN 204255880 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.