Plan Ledger DOL Form 5500 · updated monthly

Tides Advocacy401(k)

TIDES ADVOCACY 401(K) PLAN · SAN FRANCISCO, CA · plan year 2024

Reported admin expense ratio · 2024
0.31%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Tides Advocacy reported $28,976 in plan administrative expenses for 2024: 0.31% of average plan assets, below the peer median. Employer contributions averaged $2,036 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.20% to 0.31%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other finance & insurance employers. By assets it is among the smaller plans on file in California (5,375th of 9,483), and 3,957th of 4,798 in finance & insurance. In 2024, employees put in $1.79 for every $1.00 the employer contributed; active participation has shrunk from 333 to 271 since 2022.

Plan summary
Net assets, end of year$10,263,948
Participants with balances268
Active participants271
Employer contributions$551,761
Employee contributions$986,520
Employer contribution per active participant$2,036
Average account balance$38,298
Benefits paid to participants$1,264,126
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$10.3M · 268 accts · $552K emplr
2023$8.6M · 263 accts · $564K emplr
2022$6.6M · 270 accts · $638K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$25,311
Investment management$3,665
Total administrative$28,976
The Tides Advocacy 401(k) match · 2024
Employer contribution per active participant$2,036
Median for plans this size$1,313
2024$2,036 per active participant
2023$2,177 per active participant
2022$1,916 per active participant

Tides Advocacy's 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
EMPOWER ANNUITY INSURANCE COMPANY · Recordkeeping · Loan processing$25,311
EMPOWER ADVISORY GROUP, LLC · Investment advisory (participants) · Investment management$3,665

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Empower
2023Empower

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$28,976 · 0.31%
2023$14,970 · 0.20%
2022$12,961 · 0.20%
Same employer
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Wheelhouse Credit Union CA$10.7M · 0.44%
Alliance Funding Group CA$10.6M · 0.51%
Smith Health, Inc. CA$10.5M · 0.15%
The Automotive Group, Inc. CA$10.2M · 0.63%
Watermark Capital Inc CA$9.9M · 0.16%
Input 1, LLC CA$9.8M · 0.02%
Franklin Loan Center CA$9.7M · 0.24%

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Source: U.S. Department of Labor, Form 5500 series, EIN 943153687 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.