Plan Ledger DOL Form 5500 · updated monthly

Walnut Creek Ford, Inc.401(k)

STEAD AUTOMOTIVE GROUP #1 401(K) PLAN · WALNUT CREEK, CA · plan year 2024

Reported admin expense ratio · 2024
0.27%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Walnut Creek Ford, Inc. reported $59,381 in plan administrative expenses for 2024: 0.27% of average plan assets, below the peer median. Employer contributions averaged $841 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.19% to 0.27%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 3,224th-largest of 9,483 plans among California employers on file, and the 1,267th of 5,215 in retail trade. In 2024, employees put in $5.77 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$23,709,058
Participants with balances376
Active participants326
Employer contributions$274,120
Employee contributions$1,581,948
Employer contribution per active participant$841
Average account balance$63,056
Benefits paid to participants$698,293
Plan auditUnmodified (clean) audit opinion
AuditorFRANK, RIMERMAN & CO. LLP
Plan history3
Yearassets · accounts · employer contribution
2024$23.7M · 376 accts · $274K emplr
2023$20.2M · 346 accts · $244K emplr
2022$18.0M · 323 accts · $235K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$24,216
Investment management$35,165
Total administrative$59,381
The Walnut Creek Ford, Inc. 401(k) match · 2024
Employer contribution per active participant$841
Median for plans this size$2,416
2024$841 per active participant
2023$771 per active participant
2022$749 per active participant

Walnut Creek Ford, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
GLOBAL RETIREMENT PARTNERS · Investment advisory (plan)$35,165
ASCENSUS LLC · Loan processing · Securities brokerage$19,241
UNITED OF OMAHA · Loan processing$4,975

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$59,381 · 0.27%
2023$60,367 · 0.32%
2022$35,229 · 0.19%
Same employer
Similar plansRetail Trade · California
Pet Food Express, LLC CA$24.0M · 0.41%
Jeromes Furniture Warehouse CA$23.8M · 0.47%
Alto Pharmacy, LLC CA$23.7M · 0.51%
One Planet Group, LLC CA$23.5M · 0.21%
Chrome Hearts LLC CA$23.0M · 0.46%

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Source: U.S. Department of Labor, Form 5500 series, EIN 680193997 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.