Plan Ledger DOL Form 5500 · updated monthly

Alto Pharmacy, LLC401(k)

ALTO PHARMACY 401(K) PLAN · SAN FRANCISCO, CA · plan year 2024

Reported admin expense ratio · 2024
0.51%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Alto Pharmacy, LLC reported $118,603 in plan administrative expenses for 2024: 0.51% of average plan assets, higher than ~75% of peers. Employer contributions averaged $63 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 1.27% to 0.51%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 3,227th-largest of 9,483 plans among California employers on file, and the 1,273rd of 5,215 in retail trade. In 2024, employees put in $116.08 for every $1.00 the employer contributed; active participation has shrunk from 1,057 to 551 since 2022.

Plan summary
Net assets, end of year$23,666,349
Participants with balances869
Active participants551
Employer contributions$34,589
Employee contributions$4,015,103
Employer contribution per active participant$63
Average account balance$27,234
Benefits paid to participants$5,955,897
Plan auditUnmodified (clean) audit opinion
AuditorFRANK RIMERMAN & CO. LLP
Plan history3
Yearassets · accounts · employer contribution
2024$23.7M · 869 accts · $35K emplr
2023$22.4M · 1,204 accts
2022$16.4M · 1,270 accts · $87K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$118,603
Total administrative$118,603
The Alto Pharmacy, LLC 401(k) match · 2024
Employer contribution per active participant$63
Median for plans this size$2,416
2024$63 per active participant
2022$82 per active participant

Alto Pharmacy, LLC's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$118,603 · 0.51%
2023$157,850 · 0.81%
2022$200,296 · 1.27%
Same employer
Similar plansRetail Trade · California
Pet Food Express, LLC CA$24.0M · 0.41%
Jeromes Furniture Warehouse CA$23.8M · 0.47%
Walnut Creek Ford, Inc. CA$23.7M · 0.27%
One Planet Group, LLC CA$23.5M · 0.21%
Chrome Hearts LLC CA$23.0M · 0.46%

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Source: U.S. Department of Labor, Form 5500 series, EIN 474390076 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.