Plan Ledger DOL Form 5500 · updated monthly

W. B. Guimarin & Company, Inc.401(k)

W. B. GUIMARIN & COMPANY, INC. 401(K) PLAN · COLUMBIA, SC · plan year 2025

Reported admin expense ratio · 2025
0.61%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

W. B. Guimarin & Company, Inc. reported $66,762 in plan administrative expenses for 2025: 0.61% of average plan assets, higher than ~90% of peers. Employer contributions averaged $7,752 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.57% to 0.61%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other construction employers. By assets it is the 390th-largest of 807 plans among South Carolina employers on file, and 2,805th of 5,337 in construction. In 2025, the employer put in $1.24 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$12,043,492
Participants with balances122
Active participants87
Employer contributions$674,420
Employee contributions$543,127
Employer contribution per active participant$7,752
Average account balance$98,717
Benefits paid to participants$607,781
Plan auditUnmodified (clean) audit opinion
AuditorRESJ, P.C.
Plan history4
Yearassets · accounts · employer contribution
2025$12.0M · 122 accts · $674K emplr
2024$9.8M · 120 accts · $402K emplr
2023$8.4M · 140 accts · $381K emplr
2022$6.9M · 138 accts · $467K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$40,245
Investment management$26,517
Total administrative$66,762
The W. B. Guimarin & Company, Inc. 401(k) match · 2025
Employer contribution per active participant$7,752
Median for plans this size$2,666
2025$7,752 per active participant
2024$4,419 per active participant
2023$4,330 per active participant
2022$5,366 per active participant

W. B. Guimarin & Company, Inc.'s 2025 employer contribution ran above the $2,666 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
JOHN HANCOCK USA · Recordkeeping · Investment management$2,930
MERRILL LYNCH · Investment advisory (participants)$26,517

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025John Hancock
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$66,762 · 0.61%
2024$61,973 · 0.68%
2023$45,284 · 0.59%
2022$43,216 · 0.57%
Similar plansConstruction · South Carolina
Thompson Trucking Co SC$14.0M · 0.51%
Palmetto Corp of Conway SC$13.0M · 1.13%
Century III, Inc. SC$9.4M · 1.08%
Renfrow Brothers, Inc. SC$7.9M · 0.72%
Atlantic Electric, LLC SC$7.6M · 0.08%

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Source: U.S. Department of Labor, Form 5500 series, EIN 570404484 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.