Plan Ledger DOL Form 5500 · updated monthly

Voya Retirement Insurance and Annuity Company401(k)

VOYA 401(K) PLAN FOR VRIAC AGENTS · WINDSOR, CT · plan year 2024

Reported admin expense ratio · 2024
0.00%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Voya Retirement Insurance and Annuity Company reported $929 in plan administrative expenses for 2024: 0.00% of average plan assets, lower than ~75% of peers. Employer contributions averaged $4,773 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.004% to 0.001%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other finance & insurance employers. By assets it is the 120th-largest of 1,106 plans among Connecticut employers on file, and the 674th of 4,798 in finance & insurance. In 2024, employees put in $3.99 for every $1.00 the employer contributed; active participation has shrunk from 299 to 254 since 2022.

Plan summary
Net assets, end of year$168,699,238
Participants with balances463
Active participants254
Employer contributions$1,212,405
Employee contributions$4,833,482
Employer contribution per active participant$4,773
Average account balance$364,361
Benefits paid to participants$16,742,533
Plan auditUnmodified (clean) audit opinion
AuditorMITCHELL TITUS
Plan history3
Yearassets · accounts · employer contribution
2024$168.7M · 463 accts · $1.2M emplr
2023$155.9M · 486 accts · $1.2M emplr
2022$138.2M · 505 accts · $1.2M emplr
Administrative expenses, itemized · 2024
Trustee / custodial$704
Total administrative$929
The Voya Retirement Insurance and Annuity Company 401(k) match · 2024
Employer contribution per active participant$4,773
Median for plans this size$3,635
2024$4,773 per active participant
2023$4,699 per active participant
2022$4,162 per active participant

Voya Retirement Insurance and Annuity Company's 2024 employer contribution ran above the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
BENEFIT TRUST COMPANY · Trusteeindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$929 · 0.00%
2023$877 · 0.00%
2022$6,471 · 0.00%
Similar plansFinance & Insurance · Connecticut
The Nassau Financial Group CT$228.7M · 0.10%
Aqr Capital Management, LLC CT$190.6M · 0.00%
Tudor Investment Corporation CT$172.7M · 0.08%
Beazley USA Services, Inc. CT$160.9M · 0.05%
Conning & Company CT$160.2M · 0.03%
Knights of Columbus CT$156.0M · 0.07%

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Source: U.S. Department of Labor, Form 5500 series, EIN 710294708 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.