Plan Ledger DOL Form 5500 · updated monthly

Vivacity Tech Pbc401(k)

VIVACITY TECH PBC 401(K) PLAN · SAINT PAUL, MN · plan year 2024

Reported admin expense ratio · 2024
0.18%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Vivacity Tech Pbc reported $5,139 in plan administrative expenses for 2024: 0.18% of average plan assets, lower than ~75% of peers. Employer contributions averaged $2,750 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other professional & technical services employers. By assets it is among the smaller plans on file in Minnesota (1,666th of 1,918), and 10,219th of 11,654 in professional & technical services. In 2024, employees put in $1.25 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$3,873,873
Participants with balances291
Active participants231
Employer contributions$635,291
Employee contributions$793,480
Employer contribution per active participant$2,750
Average account balance$13,312
Benefits paid to participants$124,014
Plan auditUnmodified (clean) audit opinion
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$975
Investment management$4,164
Total administrative$5,139
The Vivacity Tech Pbc 401(k) match · 2024
Employer contribution per active participant$2,750
Median for plans this size$1,313

Vivacity Tech Pbc's 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
BETTERMENT FOR BUSINESS, LLC · Investment advisory (plan)$5,139

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history1
2024$5,139 · 0.18%
Same employer
Similar plansProfessional & Technical Services · Minnesota
Captionmax LLC MN$4.0M · 0.04%
Mme Group, Inc. MN$3.1M · 0.82%
Martin Calibration Inc MN$3.1M · 1.61%

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Source: U.S. Department of Labor, Form 5500 series, EIN 823945356 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.