Plan Ledger DOL Form 5500 · updated monthly

Vitol Inc.401(k)

VITOL INC. 401(K) PLAN · HOUSTON, TX · plan year 2024

Reported admin expense ratio · 2024
0.09%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Vitol Inc. reported $141,945 in plan administrative expenses for 2024: 0.09% of average plan assets, below the peer median. Employer contributions averaged $15,361 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.14% to 0.09%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other wholesale trade employers. By assets it is the 447th-largest of 5,688 plans among Texas employers on file, and the 285th of 4,246 in wholesale trade. In 2024, employees put in $1.17 for every $1.00 the employer contributed; active participation has grown from 353 to 443 since 2022.

Plan summary
Net assets, end of year$165,361,741
Participants with balances585
Active participants443
Employer contributions$6,804,927
Employee contributions$7,964,569
Employer contribution per active participant$15,361
Average account balance$282,670
Benefits paid to participants$11,047,668
Plan auditUnmodified (clean) audit opinion
AuditorHARPER & PEARSON COMPANY
Plan history3
Yearassets · accounts · employer contribution
2024$165.4M · 585 accts · $6.8M emplr
2023$137.8M · 520 accts · $6.0M emplr
2022$106.2M · 484 accts · $5.3M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$45,864
Investment management$31,581
Audit (IQPA)$12,500
Total administrative$141,945
The Vitol Inc. 401(k) match · 2024
Employer contribution per active participant$15,361
Median for plans this size$3,635
2024$15,361 per active participant
2023$16,253 per active participant
2022$15,088 per active participant

Vitol Inc.'s 2024 employer contribution ran above the $3,635 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
GALLAGHER BENEFIT SERVICES, INC. · Consulting$52,000
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$31,581
HARPER & PEARSON COMPANY, P.C. · Accounting / audit$12,500
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processingindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$141,945 · 0.09%
2023$136,916 · 0.11%
2022$144,909 · 0.14%
All plans at this employer2
VITOL INC. MONEY PURCHASE PENSION PLANMoney purchase plan
VITOL INC. 401(K) PLAN401(k)
Same employer
Similar plansWholesale Trade · Texas
Glazer's, Inc. TX$191.9M · 0.01%
Morsco Supply, LLC TX$181.6M · 0.06%
Kubota Tractor Corp. TX$164.4M · 0.01%
Interstate Batteries, Inc. TX$141.4M · 0.23%

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Source: U.S. Department of Labor, Form 5500 series, EIN 205733288 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.