Plan Ledger DOL Form 5500 · updated monthly

Vista Property Management, LLC401(k)

VISTA HOSPITALITY 401(K) RETIREMENT SAVINGS PLAN · BINGHAMTON, NY · plan year 2024

Reported admin expense ratio · 2024
1.33%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Vista Property Management, LLC reported $53,145 in plan administrative expenses for 2024: 1.33% of average plan assets, higher than ~90% of peers. Employer contributions averaged $267 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.41% to 1.33%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other other services employers. By assets it is among the smaller plans on file in New York (4,634th of 5,648), and 2,434th of 3,341 in other services. In 2024, employees put in $7.54 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$4,230,095
Participants with balances145
Active participants188
Employer contributions$50,136
Employee contributions$377,953
Employer contribution per active participant$267
Average account balance$29,173
Benefits paid to participants$409,453
Plan auditUnmodified (clean) audit opinion
AuditorPIAKER & LYONS, PC
Plan history3
Yearassets · accounts · employer contribution
2024$4.2M · 145 accts · $50K emplr
2023$3.8M · 192 accts · $44K emplr
2022$3.0M · 188 accts · $43K emplr
Administrative expenses, itemized · 2024
Investment management$52,770
Total administrative$53,145
The Vista Property Management, LLC 401(k) match · 2024
Employer contribution per active participant$267
Median for plans this size$1,313
2024$267 per active participant
2023$290 per active participant
2022$208 per active participant

Vista Property Management, LLC's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
JOHN HANCOCK LIFE INSURANCE COMPANY · Recordkeeping · Investment management$5,002
MERRILL LYNCH · Investment advisory (participants)$9,804

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$53,145 · 1.33%
2023$10,333 · 0.30%
2022$13,122 · 0.41%
Similar plansOther Services · New York
Xwell NY$4.5M · 1.03%
Boyce Technologies, Inc. NY$4.5M · 0.32%
Autel US Inc NY$4.4M · 0.45%
Stel, Inc. NY$3.8M · 0.42%

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Source: U.S. Department of Labor, Form 5500 series, EIN 043184027 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.