Plan Ledger DOL Form 5500 · updated monthly

Stel, Inc.Profit-sharing plan

STEL, INC. EMPLOYER CONTRIBUTION PLAN · DUNKIRK, NY · plan year 2024

Reported admin expense ratio · 2024
0.42%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Stel, Inc. reported $15,482 in plan administrative expenses for 2024: 0.42% of average plan assets, below the peer median. Employer contributions averaged $392 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.51% to 0.42%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other other services employers. By assets it is among the smaller plans on file in New York (4,708th of 5,648), and 2,495th of 3,341 in other services.

Plan summary
Net assets, end of year$3,827,707
Participants with balances159
Active participants110
Employer contributions$43,132
Employee contributions$0
Employer contribution per active participant$392
Average account balance$24,074
Benefits paid to participants$263,833
Plan auditUnmodified (clean) audit opinion
AuditorJOHN S TRUSSALO CPA P.C.
Plan history3
Yearassets · accounts · employer contribution
2024$3.8M · 159 accts · $43K emplr
2023$3.6M · 161 accts · $232K emplr
2022$2.9M · 154 accts · $205K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$15,482
Total administrative$15,482
Employer contributions to the Stel, Inc. plan · 2024
Employer contribution per active participant$392
Median for plans this size$1,313
2024$392 per active participant
2023$2,034 per active participant
2022$1,843 per active participant

Stel, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
P&A RETIREMENT PLAN SERVICES, INC · Contract administrator · Recordkeeping$15,482

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024P&A RETIREMENT PLAN SERVICES, INC
2023P&A RETIREMENT PLAN SERVICES, INC

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$15,482 · 0.42%
2023$14,893 · 0.46%
2022$16,610 · 0.51%
Similar plansOther Services · New York
Autel US Inc NY$4.4M · 0.45%

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Source: U.S. Department of Labor, Form 5500 series, EIN 222360739 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.