Plan Ledger DOL Form 5500 · updated monthly

Village Ford, Inc.401(k)

VILLAGE FORD, INC. 401(K) SAVINGS PLAN · DEARBORN, MI · plan year 2025

Reported admin expense ratio · 2025
0.37%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Village Ford, Inc. reported $61,861 in plan administrative expenses for 2025: 0.37% of average plan assets, above the peer median. Employer contributions averaged $286 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 4 years on file its reported administrative ratio has held roughly steady near 0.37%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other retail trade employers. By assets it is the 1,119th-largest of 2,619 plans among Michigan employers on file, and the 1,638th of 5,215 in retail trade. In 2025, employees put in $20.08 for every $1.00 the employer contributed; active participation has grown from 155 to 180 since 2022.

Plan summary
Net assets, end of year$17,860,144
Participants with balances205
Active participants180
Employer contributions$51,565
Employee contributions$1,035,407
Employer contribution per active participant$286
Average account balance$87,123
Benefits paid to participants$1,370,072
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$17.9M · 205 accts · $52K emplr
2024$15.5M · 201 accts · $69K emplr
2023$14.3M · 197 accts · $69K emplr
2022$13.6M · 185 accts · $64K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$34,836
Investment management$23,025
Total administrative$61,861
The Village Ford, Inc. 401(k) match · 2025
Employer contribution per active participant$286
Median for plans this size$2,666
2025$286 per active participant
2024$387 per active participant
2023$396 per active participant
2022$413 per active participant

Village Ford, Inc.'s 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$34,836
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$17,031
INSTITUTIONAL INVESTMENT CONSULTIN · Investment advisory (plan)$5,994

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$61,861 · 0.37%
2024$56,813 · 0.38%
2023$50,216 · 0.36%
2022$60,553 · 0.39%
Same employer
Similar plansRetail Trade · Michigan
Marsh Automotive Group MI$19.1M · 0.43%
Crown Motors LTD. MI$18.8M · 0.43%
Bill Brown Ford, Inc. MI$17.3M · 0.35%
Wallside, Inc. MI$17.2M · 0.45%
The Moran Group, Inc. MI$17.2M · 0.55%

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Source: U.S. Department of Labor, Form 5500 series, EIN 382391300 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.