Plan Ledger DOL Form 5500 · updated monthly

Vetncare Mso LLC401(k)

VETNCARE MSO LLC 401(K) PLAN · OAKLAND, CA · plan year 2025

Reported admin expense ratio · 2025
0.87%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Vetncare Mso LLC reported $46,972 in plan administrative expenses for 2025: 0.87% of average plan assets, above the peer median. Employer contributions averaged $3,219 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio fell from 1.04% to 0.87%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other professional & technical services employers. By assets it is among the smaller plans on file in California (6,435th of 9,483), and 9,133rd of 11,654 in professional & technical services. In 2025, employees put in $1.65 for every $1.00 the employer contributed; active participation has grown from 115 to 185 since 2023.

Plan summary
Net assets, end of year$6,689,289
Participants with balances210
Active participants185
Employer contributions$595,478
Employee contributions$979,913
Employer contribution per active participant$3,219
Average account balance$31,854
Benefits paid to participants$819,473
Plan auditUnmodified (clean) audit opinion
AuditorLBMC, PC
Plan history3
Yearassets · accounts · employer contribution
2025$6.7M · 210 accts · $595K emplr
2024$4.1M · 152 accts · $320K emplr
2023$3.0M · 134 accts · $70K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$46,972
Total administrative$46,972
The Vetncare Mso LLC 401(k) match · 2025
Employer contribution per active participant$3,219
Median for plans this size$1,464
2025$3,219 per active participant
2024$1,483 per active participant
2023$607 per active participant

Vetncare Mso LLC's 2025 employer contribution ran above the $1,464 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$46,971
IMA ADVISORY SERVICES, INC. · Investment advisory (plan)indirect comp
MORNINGSTAR INVESTMENT MANAGEMENT L · Investment advisory (participants)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2025$46,972 · 0.87%
2024$36,913 · 1.04%
2023Not separately reported
Same employer
Similar plansProfessional & Technical Services · California
Sense Talent Labs, Inc. CA$6.8M · 0.11%
Modsquad, Inc. CA$6.7M · 0.82%
Augmedix, Inc. CA$6.7M · 0.11%
Dgn Technologies Inc CA$6.7M · 0.04%
Incorta, Inc. CA$6.6M · 0.47%

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Source: U.S. Department of Labor, Form 5500 series, EIN 920316672 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.