Plan Ledger DOL Form 5500 · updated monthly

Vertilux Limited401(k)

VERTILUX LTD USA 401(K) PROFIT SHARING PLAN &TRUST · MEDLEY, FL · plan year 2024

Reported admin expense ratio · 2024
0.18%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Vertilux Limited reported $7,795 in plan administrative expenses for 2024: 0.18% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,293 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.13% to 0.18%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other wholesale trade employers. By assets it is among the smaller plans on file in Florida (2,504th of 3,644), and 3,648th of 4,246 in wholesale trade. In 2024, employees put in $2.67 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$4,903,869
Participants with balances108
Active participants96
Employer contributions$124,172
Employee contributions$331,288
Employer contribution per active participant$1,293
Average account balance$45,406
Benefits paid to participants$89,332
Plan auditUnmodified (clean) audit opinion
AuditorPEREZ-ABREU AGUERREBERE SUEIRO T
Plan history3
Yearassets · accounts · employer contribution
2024$4.9M · 108 accts · $124K emplr
2023$3.8M · 100 accts · $115K emplr
2022$3.2M · 132 accts · $109K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$3,175
Investment management$4,170
Total administrative$7,795
The Vertilux Limited 401(k) match · 2024
Employer contribution per active participant$1,293
Median for plans this size$1,313
2024$1,293 per active participant
2023$1,253 per active participant
2022$1,049 per active participant

Vertilux Limited's 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
FINANCIAL DESIGNS WEALTH MANAGEMENTindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Voya
2023Voya

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$7,795 · 0.18%
2023$7,979 · 0.23%
2022$4,455 · 0.13%
Similar plansWholesale Trade · Florida
Coldesi, Inc. FL$5.2M · 0.08%
Pacer Marine, Inc. FL$5.0M · 0.74%
Warehouse Goods LLC FL$4.8M · 0.15%
USA Bouquet LLC FL$4.5M · 0.82%
Mayo Fertilizer, Inc. FL$4.5M · 0.56%

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Source: U.S. Department of Labor, Form 5500 series, EIN 650540437 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.