Plan Ledger DOL Form 5500 · updated monthly

Vermont Railway, Inc.401(k)

VERMONT RAIL SYSTEM 401(K) RETIREMENT PLAN · BURLINGTON, VT · plan year 2022

Reported admin expense ratio · 2022
0.43%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Vermont Railway, Inc. reported $27,744 in plan administrative expenses for 2022: 0.43% of average plan assets, below the peer median. Employer contributions averaged $347 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $1M–$10M size bracket, benchmarked here against 30,021 comparable plans and shown alongside other transportation & warehousing employers. By assets it is among the smaller plans on file in Vermont (181st of 230), and 1,547th of 2,677 in transportation & warehousing. In 2022, employees put in $7.56 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$5,634,291
Participants with balances83
Active participants132
Employer contributions$45,840
Employee contributions$346,673
Employer contribution per active participant$347
Average account balance$67,883
Benefits paid to participants$885,330
Plan auditUnmodified (clean) audit opinion
AuditorGALLAGHER FLYNN & COMPANY
Administrative expenses, itemized · 2022
Recordkeeping & contract admin$26,644
Professional / advisory$1,100
Total administrative$27,744
The Vermont Railway, Inc. 401(k) match · 2022
Employer contribution per active participant$347
Median for plans this size$1,114

Vermont Railway, Inc.'s 2022 employer contribution ran below the $1,114 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history1
2022$27,744 · 0.43%
Similar plansTransportation & Warehousing · Vermont
Bellavance Trucking, Inc. VT$7.9M · 0.59%
Crum Trucking Inc IN$5.7M · 0.07%
Executive Charge Inc NY$5.6M · 0.73%

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Source: U.S. Department of Labor, Form 5500 series, EIN 030214550 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.