Plan Ledger DOL Form 5500 · updated monthly

Vantage Services LLC401(k)

VANTAGE SERVICES 401K · CHICAGO, IL · plan year 2025

Reported admin expense ratio · 2025
0.03%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Vantage Services LLC reported $11,696 in plan administrative expenses for 2025: 0.03% of average plan assets, lower than ~75% of peers. Employer contributions averaged $10,242 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.02% to 0.03%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other finance & insurance employers. By assets it is the 993rd-largest of 3,702 plans among Illinois employers on file, and the 1,807th of 4,798 in finance & insurance. In 2025, employees put in $1.59 for every $1.00 the employer contributed; active participation has grown from 198 to 310 since 2022.

Plan summary
Net assets, end of year$44,905,175
Participants with balances355
Active participants310
Employer contributions$3,174,910
Employee contributions$5,041,352
Employer contribution per active participant$10,242
Average account balance$126,493
Benefits paid to participants$1,649,423
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$44.9M · 355 accts · $3.2M emplr
2024$30.4M · 324 accts · $3.1M emplr
2023$19.6M · 283 accts · $2.1M emplr
2022$8.9M · 215 accts · $1.4M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$11,696
Total administrative$11,696
The Vantage Services LLC 401(k) match · 2025
Employer contribution per active participant$10,242
Median for plans this size$2,666
2025$10,242 per active participant
2024$10,514 per active participant
2023$8,116 per active participant
2022$7,317 per active participant

Vantage Services LLC's 2025 employer contribution ran above the $2,666 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
TRANSAMERICA RETIREMENT SOLUTIONS · Recordkeeping · Loan processing$11,696

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025Transamerica
2024Transamerica
2023Transamerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$11,696 · 0.03%
2024$10,760 · 0.04%
2023$4,980 · 0.03%
2022$1,669 · 0.02%
Same employer
Similar plansFinance & Insurance · Illinois
Gelber Group, LLC IL$47.8M · 0.18%
Choreo, LLC IL$45.7M · 0.04%
Simplex Investments, LLC IL$43.0M · 0.00%
Backlund Investment Co IL$42.8M · 0.16%
Kingsway America Inc. IL$42.5M · 0.13%

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Source: U.S. Department of Labor, Form 5500 series, EIN 853297447 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.