Plan Ledger DOL Form 5500 · updated monthly

Consumers Cooperative Credit Union401(k)

CONSUMERS COOPERATIVE CREDIT UNION 401(K) PLAN AND TRUST · GURNEE, IL · plan year 2024

Reported admin expense ratio · 2024
0.31%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Consumers Cooperative Credit Union reported $126,845 in plan administrative expenses for 2024: 0.31% of average plan assets, above the peer median. Employer contributions averaged $1,652 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.307%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 1,009th-largest of 3,702 plans among Illinois employers on file, and the 1,837th of 4,798 in finance & insurance. In 2024, employees put in $3.23 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$43,895,676
Participants with balances397
Active participants485
Employer contributions$801,270
Employee contributions$2,588,871
Employer contribution per active participant$1,652
Average account balance$110,568
Benefits paid to participants$3,197,213
Plan auditUnmodified (clean) audit opinion
AuditorWIPFLI LLP
Plan history3
Yearassets · accounts · employer contribution
2024$43.9M · 397 accts · $801K emplr
2023$38.9M · 583 accts · $829K emplr
2022$35.1M · 561 accts · $764K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$107,325
Investment management$19,520
Total administrative$126,845
The Consumers Cooperative Credit Union 401(k) match · 2024
Employer contribution per active participant$1,652
Median for plans this size$2,416
2024$1,652 per active participant
2023$1,642 per active participant
2022$1,613 per active participant

Consumers Cooperative Credit Union's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
CMFG LIFE INSURANCE COMPANY · Recordkeeping · Pension consulting$103,775
MEMBERS CAPITAL ADVISORS , INC. · Investment advisory (plan)$19,956

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024TruStage (CUNA Mutual)
2023TruStage (CUNA Mutual)

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$126,845 · 0.31%
2023$123,494 · 0.33%
2022$119,649 · 0.31%
Same employer
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Choreo, LLC IL$45.7M · 0.04%
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Simplex Investments, LLC IL$43.0M · 0.00%
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First State Bank IL$42.3M · 0.41%

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Source: U.S. Department of Labor, Form 5500 series, EIN 361936022 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.