Plan Ledger DOL Form 5500 · updated monthly

Vantage Point Solutions, Inc.ESOP

VPS EMPLOYEE STOCK OWNERSHIP PLAN · MITCHELL, SD · plan year 2024

Reported admin expense ratio · 2024
0.28%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Vantage Point Solutions, Inc. reported $90,635 in plan administrative expenses for 2024: 0.28% of average plan assets, below the peer median. Employer contributions averaged $2,455 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.34% to 0.28%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is the 53rd-largest of 233 plans among South Dakota employers on file, and the 3,516th of 11,654 in professional & technical services. active participation has grown from 307 to 360 since 2022.

Plan summary
Net assets, end of year$37,090,233
Participants with balances450
Active participants360
Employer contributions$883,787
Employee contributions—
Employer contribution per active participant$2,455
Average account balance$82,423
Benefits paid to participants$860,143
Plan auditUnmodified (clean) audit opinion
AuditorELO PROF LLC
Plan history3
Yearassets · accounts · employer contribution
2024$37.1M · 450 accts · $884K emplr
2023$27.5M · 417 accts · $1.2M emplr
2022$21.5M · 377 accts · $1.1M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$35,523
Investment management$55,112
Total administrative$90,635
Employer contributions to the Vantage Point Solutions, Inc. plan · 2024
Employer contribution per active participant$2,455
Median for plans this size$2,416
2024$2,455 per active participant
2023$3,524 per active participant
2022$3,675 per active participant

Vantage Point Solutions, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
TRANSITION FINANCIAL STRATEGIES · Recordkeeping$35,523
ARETE WEALTH ADVISORS LLC · Investment advisory (plan)$55,112

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024CPI QUALIFIED PLAN CONSULTANTS, INC, TRANSITION FINANCIAL STRATEGIES
2023CPI QUALIFIED PLAN CONSULTANTS, INC, TRANSITION FINANCIAL STRATEGIES

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$90,635 · 0.28%
2023$89,584 · 0.37%
2022$68,831 · 0.34%
All plans at this employer2
VANTAGE POINT SOLUTIONS 401(K) PLAN401(k)
VPS EMPLOYEE STOCK OWNERSHIP PLANESOP
Same employer
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Empirical Technology, Inc. SD$84.0M · 0.15%
Re/Spec Inc. SD$67.4M · 0.32%
Innovative Systems, LLC SD$46.5M · 0.21%
Ketel Thorstenson, LLP SD$35.5M · 0.32%
Primary Surgical, Inc. SD$26.7M · 0.29%
Global Wireless, Inc. SD$11.3M · 0.96%
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Source: U.S. Department of Labor, Form 5500 series, EIN 223860061 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.