Plan Ledger DOL Form 5500 · updated monthly

Valley Cities Counseling and Consultation403(b)

VALLEY CITIES COUNSELING & CONSULTATION 403(B) PLAN · KENT, WA · plan year 2024

Reported admin expense ratio · 2024
0.08%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Valley Cities Counseling and Consultation reported $12,250 in plan administrative expenses for 2024: 0.08% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,522 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.47% to 0.08%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 818th-largest of 1,714 plans among Washington employers on file, and the 4,345th of 11,911 in health care & social assistance. In 2024, employees put in $1.15 for every $1.00 the employer contributed; active participation has grown from 505 to 594 since 2022.

Plan summary
Net assets, end of year$15,752,671
Participants with balances446
Active participants594
Employer contributions$903,820
Employee contributions$1,036,444
Employer contribution per active participant$1,522
Average account balance$35,320
Benefits paid to participants$1,644,943
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$15.8M · 446 accts · $904K emplr
2023$13.6M · 447 accts · $768K emplr
2022$10.5M · 443 accts · $700K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$12,250
Total administrative$12,250
Employer contributions to the Valley Cities Counseling and Consultation plan · 2024
Employer contribution per active participant$1,522
Median for plans this size$2,416
2024$1,522 per active participant
2023$1,333 per active participant
2022$1,386 per active participant

Valley Cities Counseling and Consultation's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
JULY BUSINESS SERVICES LLC · Recordkeeping$25,728
GALLAGHER FIDUCIARY ADVISORS, LLC · Investment advisory (participants) · Investment advisory (plan)$31,497
MATRIX FINANCIAL SOLUTIONS, INC. · Custodial · Investment managementindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024July Business Services
2023DIGITAL RETIREMENT SOLUTIONS, INC., July Business Services

This plan has changed recordkeepers within these filings. If you left Valley Cities Counseling and Consultation before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$12,250 · 0.08%
2023$35,427 · 0.30%
2022$51,445 · 0.47%
Same employer
Similar plansHealth Care & Social Assistance · Washington
Northwest Center WA$16.5M · 0.56%
United Way of King County WA$16.4M · 0.18%
Cowlitz Indian Tribe WA$15.9M · 0.69%
Tri-Cities Community Health WA$14.8M · 0.50%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 916063183 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.