Plan Ledger DOL Form 5500 · updated monthly

Valley Cartage Company, Inc.401(k)

VALLEY CARTAGE COMPANY, INC. 401(K) P/S PLAN · HUDSON, WI · plan year 2024

Reported admin expense ratio · 2024
0.31%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Valley Cartage Company, Inc. reported $13,106 in plan administrative expenses for 2024: 0.31% of average plan assets, below the peer median. Employer contributions averaged $3,481 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.12% to 0.31%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other transportation & warehousing employers. By assets it is among the smaller plans on file in Wisconsin (1,637th of 1,936), and 1,673rd of 2,677 in transportation & warehousing. In 2024, employees put in $2.11 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$4,838,850
Participants with balances87
Active participants53
Employer contributions$184,475
Employee contributions$389,714
Employer contribution per active participant$3,481
Average account balance$55,619
Benefits paid to participants$867,082
Plan auditUnmodified (clean) audit opinion
AuditorCLIFTONLARONALLEN LLP
Plan history3
Yearassets · accounts · employer contribution
2024$4.8M · 87 accts · $184K emplr
2023$3.6M · 102 accts · $139K emplr
2022$3.0M · 111 accts · $196K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$2,873
Investment management$10,233
Total administrative$13,106
The Valley Cartage Company, Inc. 401(k) match · 2024
Employer contribution per active participant$3,481
Median for plans this size$1,313
2024$3,481 per active participant
2023$2,397 per active participant
2022$3,834 per active participant

Valley Cartage Company, Inc.'s 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
STANCORP FINANCIAL GROUP · Claims processing · Recordkeeping$22,011
CHRISTENSEN GROUP FINANCIAL, LLC · Investment advisory (plan)$10,233

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024The Standard
2023Securian

This plan has changed recordkeepers within these filings. If you left Valley Cartage Company, Inc. before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$13,106 · 0.31%
2023$10,710 · 0.32%
2022$3,900 · 0.12%
Similar plansTransportation & Warehousing · Wisconsin
Fuchs Trucking LLC WI$4.7M · 0.05%
Plainfield Trucking, Inc. WI$4.6M · 0.61%
Cedar Grove Warehouse Inc WI$4.5M · 0.71%

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Source: U.S. Department of Labor, Form 5500 series, EIN 391358351 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.