McRaes U.S. Mail Service, Inc.401(k)
MCRAE'S U.S. MAIL SERVICE, INC. 401(K) PLAN · RICHFIELD, WI · plan year 2025
Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works
McRaes U.S. Mail Service, Inc. reported $85,395 in plan administrative expenses for 2025: 1.83% of average plan assets, higher than ~90% of peers. Employer contributions averaged $3,611 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.
Across the 3 years on file its reported administrative ratio rose from 1.42% to 1.83%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other transportation & warehousing employers. By assets it is among the smaller plans on file in Wisconsin (1,617th of 1,936), and 1,614th of 2,677 in transportation & warehousing. In 2025, the employer put in $6.29 for every $1.00 employees contributed themselves; active participation has grown from 238 to 319 since 2022.
McRaes U.S. Mail Service, Inc.'s 2025 employer contribution ran above the $1,464 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.
Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.
Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.
Why are you looking at this plan?
Source: U.S. Department of Labor, Form 5500 series, EIN 391745087 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.