Plan Ledger DOL Form 5500 · updated monthly

V-Soft Consulting Group401(k)

V-SOFT CONSULTING GROUP RETIREMENT PLAN · LOUISVILLE, KY · plan year 2024

Reported admin expense ratio · 2024
0.68%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

V-Soft Consulting Group reported $238,153 in plan administrative expenses for 2024: 0.68% of average plan assets, higher than ~90% of peers. Employer contributions averaged $241 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.68%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is the 185th-largest of 871 plans among Kentucky employers on file, and the 3,521st of 11,654 in professional & technical services. In 2024, employees put in $34.68 for every $1.00 the employer contributed; active participation has shrunk from 654 to 536 since 2022.

Plan summary
Net assets, end of year$36,968,362
Participants with balances856
Active participants536
Employer contributions$129,231
Employee contributions$4,481,701
Employer contribution per active participant$241
Average account balance$43,187
Benefits paid to participants$5,671,053
Plan auditUnmodified (clean) audit opinion
AuditorJONES, NALE & MATTINGLY, PLC
Plan history3
Yearassets · accounts · employer contribution
2024$37.0M · 856 accts · $129K emplr
2023$32.8M · 990 accts · $1.2M emplr
2022$25.4M · 945 accts · $1.0M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$187,451
Investment management$50,702
Total administrative$238,153
The V-Soft Consulting Group 401(k) match · 2024
Employer contribution per active participant$241
Median for plans this size$2,416
2024$241 per active participant
2023$1,975 per active participant
2022$1,577 per active participant

V-Soft Consulting Group's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
CREATIVE RETIREMENT SYSTEMS, INC. · Contract administrator$44,114
CERITY PARTNERS RETIREMENT · Investment advisory (plan)$42,811
AGRI INVESTMENT SERVICES, LLC$7,891

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$238,153 · 0.68%
2023$187,498 · 0.64%
2022$173,543 · 0.66%
Same employer
Similar plansProfessional & Technical Services · Kentucky
Alpine Intel, LLC KY$49.8M · 0.26%
Grw Engineers, Inc. KY$34.8M · 0.20%
Alpine Intel, LLC KY$33.9M · 0.31%

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Source: U.S. Department of Labor, Form 5500 series, EIN 760532643 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.