Plan Ledger DOL Form 5500 · updated monthly

Urbane Cafe Operations, LLC401(k)

URBANE CAFE OPERATIONS, LLC 401(K) PLAN · VENTURA, CA · plan year 2024

Reported admin expense ratio · 2024
0.91%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Urbane Cafe Operations, LLC reported $25,524 in plan administrative expenses for 2024: 0.91% of average plan assets, higher than ~75% of peers. Employer contributions averaged $586 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.76% to 0.91%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other accommodation & food services employers. By assets it is among the smaller plans on file in California (7,682nd of 9,483), and 1,137th of 2,240 in accommodation & food services. In 2024, employees put in $1.74 for every $1.00 the employer contributed; active participation has grown from 286 to 451 since 2022.

Plan summary
Net assets, end of year$3,344,343
Participants with balances174
Active participants451
Employer contributions$264,339
Employee contributions$460,455
Employer contribution per active participant$586
Average account balance$19,220
Benefits paid to participants$78,993
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$3.3M · 174 accts · $264K emplr
2023$2.2M · 128 accts · $210K emplr
2022$1.6M · 117 accts · $168K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$14,929
Investment management$10,595
Total administrative$25,524
The Urbane Cafe Operations, LLC 401(k) match · 2024
Employer contribution per active participant$586
Median for plans this size$1,313
2024$586 per active participant
2023$563 per active participant
2022$589 per active participant

Urbane Cafe Operations, LLC's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
TRANSAMERICA RETIREMENT SOLUTIONS · Recordkeeping · Loan processing$14,929
BANK OF AMERICA NA · Consulting · Investment advisory (plan)$10,595

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Transamerica
2023Transamerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$25,524 · 0.91%
2023$16,675 · 0.88%
2022$11,369 · 0.76%
Same employer
Similar plansAccommodation & Food Services · California
Hecho En Mexico, LLC CA$3.5M · 0.22%
Uniwell Corporation CA$3.5M · 0.22%
The Slanted Door CA$3.4M · 1.01%
Ono Management, LLC CA$3.2M · 0.12%
Sdc Restaurants LLC CA$3.2M · 0.20%

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Source: U.S. Department of Labor, Form 5500 series, EIN 820984152 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.