Plan Ledger DOL Form 5500 · updated monthly

Bernard Karcher Investments, Inc.401(k)

BKI 401(K) PLAN · CORONA, CA · plan year 2022

Reported admin expense ratio · 2022
0.87%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Bernard Karcher Investments, Inc. reported $42,455 in plan administrative expenses for 2022: 0.87% of average plan assets, higher than ~75% of peers. Employer contributions averaged $394 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $1M–$10M size bracket, benchmarked here against 30,021 comparable plans and shown alongside other accommodation & food services employers. By assets it is among the smaller plans on file in California (7,227th of 9,483), and the 960th of 2,240 in accommodation & food services. In 2022, employees put in $2.34 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$4,403,009
Participants with balances58
Active participants225
Employer contributions$88,661
Employee contributions$207,679
Employer contribution per active participant$394
Average account balance$75,914
Benefits paid to participants$388,393
Plan auditUnmodified (clean) audit opinion
AuditorLANCE, SOLL & LUNGHARD, LLP
Administrative expenses, itemized · 2022
Recordkeeping & contract admin$31,955
Professional / advisory$10,500
Total administrative$42,455
The Bernard Karcher Investments, Inc. 401(k) match · 2022
Employer contribution per active participant$394
Median for plans this size$1,114

Bernard Karcher Investments, Inc.'s 2022 employer contribution ran below the $1,114 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history1
2022$42,455 · 0.87%
Similar plansAccommodation & Food Services · California
Zume, Inc. CA$4.7M · 0.46%
Sbe Restaurant Group LLC CA$4.4M · 1.90%
Kura Sushi USA, Inc. CA$4.4M · 0.98%
The Jacmar Companies, LLC CA$4.4M · 0.40%
Epicurean Group CA$4.3M · 0.50%
Elpx LLC CA$4.3M · 0.79%

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Source: U.S. Department of Labor, Form 5500 series, EIN 330037213 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.