Plan Ledger DOL Form 5500 · updated monthly

Urban School of San Francisco403(b)

URBAN SCHOOL OF SAN FRANCISCO DEFINED CONTRIBUTION RETIREMENT PLAN · SAN FRANCISCO, CA · plan year 2025

Reported admin expense ratio · 2025
0.10%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Urban School of San Francisco reported $45,284 in plan administrative expenses for 2025: 0.10% of average plan assets, lower than ~75% of peers. Employer contributions averaged $6,810 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.06% to 0.10%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other educational services employers. By assets it is the 1,767th-largest of 9,483 plans among California employers on file, and the 913th of 3,091 in educational services. In 2025, employees put in $1.96 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$49,930,363
Participants with balances226
Active participants99
Employer contributions$674,202
Employee contributions$1,321,663
Employer contribution per active participant$6,810
Average account balance$220,931
Benefits paid to participants$834,976
Plan auditDisclaimer of opinion
Plan history4
Yearassets · accounts · employer contribution
2025$49.9M · 226 accts · $674K emplr
2024$42.4M · 220 accts · $644K emplr
2023$37.4M · 222 accts · $628K emplr
2022$31.3M · 219 accts · $549K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$27,950
Investment management$17,334
Total administrative$45,284
Employer contributions to the Urban School of San Francisco plan · 2025
Employer contribution per active participant$6,810
Median for plans this size$2,666
2025$6,810 per active participant
2024$6,642 per active participant
2023$6,276 per active participant
2022$5,487 per active participant

Urban School of San Francisco's 2025 employer contribution ran above the $2,666 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20254
FLEXPATH STRATEGIES, LLC · Investment advisory (participants)$17,260
MULTNOMAH GROUP, INC · Investment advisory (plan)$16,500
NFP RETIREMENT, INC. · Investment advisory (plan)$7,500
TIAA$4,025

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$45,284 · 0.10%
2024$29,398 · 0.07%
2023$45,343 · 0.13%
2022$19,990 · 0.06%
Similar plansEducational Services · California
Fresno Pacific University CA$53.4M · 0.09%
Keck Graduate Institute CA$50.8M · 0.03%
Marin Academy CA$50.2M · 0.18%
Windward School Inc CA$48.9M · 0.10%

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Source: U.S. Department of Labor, Form 5500 series, EIN 941622034 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.