Plan Ledger DOL Form 5500 · updated monthly

Crystal Springs Uplands School403(b)

CRYSTAL SPRINGS UPLANDS SCHOOL DEFINED CONTRIBUTION RETIREMENT PLAN · HILLSBOROUGH, CA · plan year 2024

Reported admin expense ratio · 2024
0.07%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Crystal Springs Uplands School reported $32,524 in plan administrative expenses for 2024: 0.07% of average plan assets, lower than ~75% of peers. Employer contributions averaged $6,792 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.16% to 0.07%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other educational services employers. By assets it is the 1,789th-largest of 9,483 plans among California employers on file, and the 926th of 3,091 in educational services. In 2024, employees put in $1.18 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$49,016,980
Participants with balances283
Active participants163
Employer contributions$1,107,049
Employee contributions$1,302,172
Employer contribution per active participant$6,792
Average account balance$173,205
Benefits paid to participants$4,108,519
Plan auditUnmodified (clean) audit opinion
AuditorHOOD & STRONG LLP
Plan history3
Yearassets · accounts · employer contribution
2024$49.0M · 283 accts · $1.1M emplr
2023$45.1M · 278 accts · $1.0M emplr
2022$39.0M · 262 accts · $967K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$32,524
Total administrative$32,524
Employer contributions to the Crystal Springs Uplands School plan · 2024
Employer contribution per active participant$6,792
Median for plans this size$2,416
2024$6,792 per active participant
2023$6,206 per active participant
2022$6,159 per active participant

Crystal Springs Uplands School's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
TIAA$41,815
THREE BELL CAPITAL, LLC · Investment advisory (participants)$14,365

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$32,524 · 0.07%
2023$80,462 · 0.19%
2022$64,519 · 0.16%
Same employer
Similar plansEducational Services · California
Keck Graduate Institute CA$50.8M · 0.03%
Marin Academy CA$50.2M · 0.18%
Windward School Inc CA$48.9M · 0.10%
Town School for Boys CA$48.8M · 0.14%
Lick-Wilmerding High School CA$48.8M · 0.12%

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Source: U.S. Department of Labor, Form 5500 series, EIN 941247265 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.