Plan Ledger DOL Form 5500 · updated monthly

University of the Pacific403(b)

UNIVERSITY OF THE PACIFIC DEFINED CONTRIBUTION PLAN · STOCKTON, CA · plan year 2024

Reported admin expense ratio · 2024
0.02%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

University of the Pacific reported $149,774 in plan administrative expenses for 2024: 0.02% of average plan assets, lower than ~75% of peers. Employer contributions averaged $5,300 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.01% to 0.02%. The plan sits in the $250M–$1B size bracket, benchmarked here against 2,883 comparable plans and shown alongside other educational services employers. By assets it is the 156th-largest of 9,483 plans among California employers on file, and the 61st of 3,091 in educational services. In 2024, the employer put in $1.07 for every $1.00 employees contributed themselves; active participation has grown from 2,131 to 2,955 since 2022.

Plan summary
Net assets, end of year$839,163,221
Participants with balances4,213
Active participants2,955
Employer contributions$15,661,667
Employee contributions$14,693,789
Employer contribution per active participant$5,300
Average account balance$199,184
Benefits paid to participants$102,919,038
Plan auditUnmodified (clean) audit opinion
AuditorKPMG LLP
Plan history3
Yearassets · accounts · employer contribution
2024$839.2M · 4,213 accts · $15.7M emplr
2023$811.5M · 4,035 accts · $15.2M emplr
2022$716.6M · 3,944 accts · $13.7M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$92,690
Investment management$22,735
Total administrative$149,774
Employer contributions to the University of the Pacific plan · 2024
Employer contribution per active participant$5,300
Median for plans this size$4,294
2024$5,300 per active participant
2023$4,882 per active participant
2022$6,413 per active participant

University of the Pacific's 2024 employer contribution ran above the $4,294 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
TIAA · Recordkeeping · Pension consulting$19,494
KUTAK ROCK LLP · Legal$46,796
FID INV INST OPS CO · Loan processing$43,233
GLOBAL RETIREMENT PARTNERS · Investment management$41,250

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024TIAA
2023TIAA

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$149,774 · 0.02%
2023$147,726 · 0.02%
2022$90,812 · 0.01%
Same employer
Similar plansEducational Services · California
University of San Diego CA$797.1M · 0.08%
Pepperdine University CA$633.5M · 0.07%
Loyola Marymount University CA$538.0M · 0.08%
Santa Clara University CA$520.4M · 0.02%

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Source: U.S. Department of Labor, Form 5500 series, EIN 941156266 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.