Plan Ledger DOL Form 5500 · updated monthly

University of San Diego403(b)

UNIVERSITY OF SAN DIEGO DEFINED CONTRIBUTION RETIREMENT PLAN · SAN DIEGO, CA · plan year 2024

Reported admin expense ratio · 2024
0.08%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

University of San Diego reported $580,524 in plan administrative expenses for 2024: 0.08% of average plan assets, above the peer median. Employer contributions averaged $6,658 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.06% to 0.08%. The plan sits in the $250M–$1B size bracket, benchmarked here against 2,883 comparable plans and shown alongside other educational services employers. By assets it is the 165th-largest of 9,483 plans among California employers on file, and the 62nd of 3,091 in educational services. In 2024, the employer put in $1.49 for every $1.00 employees contributed themselves; active participation has grown from 1,995 to 2,695 since 2022.

Plan summary
Net assets, end of year$797,083,987
Participants with balances5,048
Active participants2,695
Employer contributions$17,943,055
Employee contributions$12,012,440
Employer contribution per active participant$6,658
Average account balance$157,901
Benefits paid to participants$45,008,393
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$797.1M · 5,048 accts · $17.9M emplr
2023$718.8M · 5,009 accts · $17.1M emplr
2022$632.1M · 4,391 accts · $15.8M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$269,285
Investment management$93,352
Total administrative$580,524
Employer contributions to the University of San Diego plan · 2024
Employer contribution per active participant$6,658
Median for plans this size$4,294
2024$6,658 per active participant
2023$6,351 per active participant
2022$7,905 per active participant

University of San Diego's 2024 employer contribution ran above the $4,294 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20248
TIAA · Recordkeeping · Pension consulting$125,377
ADP, INC. · Recordkeeping$420
FIDELITY INV INST OPS CO., INC · Loan processing$225,647
VARIABLE ANNUITY LIFE INSURANCE CO. · Consulting · Legal$23,262
SAGEVIEW ADVISORY GROUP, LLC · Investment management$18,750
CAMBRIDGE INVESTMENT RESEARCH, INC. · Investment advisory (plan)$12,857
TORREY WEALTH LLC · Investment management$11,346
DWS DISTRIBUTORS, INC.indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADP, TIAA
2023TIAA

This plan has changed recordkeepers within these filings. If you left University of San Diego before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$580,524 · 0.08%
2023$366,805 · 0.05%
2022$409,319 · 0.06%
Same employer
Similar plansEducational Services · California
University of the Pacific CA$839.2M · 0.02%
Pepperdine University CA$633.5M · 0.07%
Loyola Marymount University CA$538.0M · 0.08%
Santa Clara University CA$520.4M · 0.02%
University of San Francisco CA$468.2M · 0.05%

Why are you looking at this plan?

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Source: U.S. Department of Labor, Form 5500 series, EIN 952544535 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.