Plan Ledger DOL Form 5500 · updated monthly

University of Saint Joseph403(b)

UNIVERSITY OF SAINT JOSEPH 403(B) RETIREMENT PLAN · WEST HARTFORD, CT · plan year 2024

Reported admin expense ratio · 2024
0.19%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

University of Saint Joseph reported $247,542 in plan administrative expenses for 2024: 0.19% of average plan assets, above the peer median. Employer contributions averaged $1,398 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.15% to 0.19%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other educational services employers. By assets it is the 144th-largest of 1,106 plans among Connecticut employers on file, and the 400th of 3,091 in educational services. In 2024, employees put in $1.71 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$136,437,126
Participants with balances1,073
Active participants948
Employer contributions$1,325,605
Employee contributions$2,263,531
Employer contribution per active participant$1,398
Average account balance$127,155
Benefits paid to participants$9,144,480
Plan auditDisclaimer of opinion
AuditorRSM US LLP
Plan history4
Yearassets · accounts · employer contribution
2025$0 · $197K emplr
2024$136.4M · 1,073 accts · $1.3M emplr
2023$127.6M · 1,070 accts · $1.3M emplr
2022$115.8M · 1,064 accts · $1.2M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$247,542
Total administrative$247,542
Employer contributions to the University of Saint Joseph plan · 2024
Employer contribution per active participant$1,398
Median for plans this size$3,635
2024$1,398 per active participant
2023$1,578 per active participant
2022$1,294 per active participant

University of Saint Joseph's 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
TIAA$197,791
FIDUCIARY INVESTMENT ADVISORS, LLC · Other services$42,988
THE ANGELL PENSION GROUP, INC. · Other services$7,212

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025Not separately reported
2024$247,542 · 0.19%
2023$195,633 · 0.16%
2022$191,721 · 0.15%
Same employer
Similar plansEducational Services · Connecticut
The Hotchkiss School CT$183.9M · 0.09%
Greenwich Country Day School CT$143.0M · 0.01%
Greenwich Academy, Inc. CT$134.8M · 0.04%
Loomis Chaffee School CT$126.4M · 0.02%
The Taft School CT$120.9M · 0.09%

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Source: U.S. Department of Labor, Form 5500 series, EIN 060646829 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.