Plan Ledger DOL Form 5500 · updated monthly

University Clinical, Education and Research Associates403(b)

UNIVERSITY CLINICAL, EDUCATION AND RESEARCH ASSOCIATES DEFINED CONTRIBUTION RETIREMENT PLAN · HONOLULU, HI · plan year 2024

Reported admin expense ratio · 2024
0.18%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

University Clinical, Education and Research Associates reported $62,580 in plan administrative expenses for 2024: 0.18% of average plan assets, below the peer median. Employer contributions averaged $1,183 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.06% to 0.18%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other educational services employers. By assets it is the 70th-largest of 269 plans among Hawaii employers on file, and the 1,141st of 3,091 in educational services. In 2024, employees put in $2.72 for every $1.00 the employer contributed; active participation has shrunk from 393 to 281 since 2022.

Plan summary
Net assets, end of year$36,399,794
Participants with balances438
Active participants281
Employer contributions$332,454
Employee contributions$902,785
Employer contribution per active participant$1,183
Average account balance$83,105
Benefits paid to participants$4,114,968
Plan auditUnmodified (clean) audit opinion
AuditorCW ASSOCIATES CPAS
Plan history3
Yearassets · accounts · employer contribution
2024$36.4M · 438 accts · $332K emplr
2023$34.7M · 547 accts · $347K emplr
2022$31.0M · 575 accts · $326K emplr
Administrative expenses, itemized · 2024
Investment management$7,500
Trustee / custodial$42,515
Total administrative$62,580
Employer contributions to the University Clinical, Education and Research Associates plan · 2024
Employer contribution per active participant$1,183
Median for plans this size$2,416
2024$1,183 per active participant
2023$1,130 per active participant
2022$829 per active participant

University Clinical, Education and Research Associates's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
TIAA · Recordkeeping · Loan processing$42,815
SUEMORI & INOUYE, INC. · Pension consulting$12,565
ALPHA POINT, INC. · Investment advisory (plan)$7,500

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024TIAA
2023TIAA

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$62,580 · 0.18%
2023$35,850 · 0.11%
2022$20,012 · 0.06%
Same employer
Similar plansEducational Services · Hawaii
Mid-Pacific Institute HI$88.2M · 0.08%
Hawaii Pacific University HI$86.2M · 0.32%
Hawaii Preparatory Academy HI$42.6M · 0.18%
Le Jardin Academy HI$25.0M · 0.00%
Parker School Corporation HI$12.6M · 0.00%

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Source: U.S. Department of Labor, Form 5500 series, EIN 990307152 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.