Plan Ledger DOL Form 5500 · updated monthly

Unity Bpo Inc.401(k)

UNITY BPO 401(K) PLAN · ALBUQUERQUE, NM · plan year 2023

Reported admin expense ratio · 2023
0.65%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Unity Bpo Inc. reported $22,107 in plan administrative expenses for 2023: 0.65% of average plan assets, above the peer median. Employer contributions averaged $104 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.63%. The plan sits in the $1M–$10M size bracket, benchmarked here against 22,307 comparable plans and shown alongside other professional & technical services employers. By assets it is among the smaller plans on file in New Mexico (208th of 290), and 10,318th of 11,654 in professional & technical services. In 2023, employees put in $12.86 for every $1.00 the employer contributed; active participation has shrunk from 163 to 135 since 2022.

Plan summary
Net assets, end of year$3,600,846
Participants with balances106
Active participants135
Employer contributions$14,066
Employee contributions$180,916
Employer contribution per active participant$104
Average account balance$33,970
Benefits paid to participants$302,414
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$3.3M · 97 accts · $30K emplr
2023$3.6M · 106 accts · $14K emplr
2022$3.2M · 109 accts · $13K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$12,573
Investment management$9,534
Total administrative$22,107
The Unity Bpo Inc. 401(k) match · 2023
Employer contribution per active participant$104
Median for plans this size$1,308
2024$220 per active participant
2023$104 per active participant
2022$78 per active participant

Unity Bpo Inc.'s 2023 employer contribution ran below the $1,308 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20232
ASCENSUS LLC · Loan processing · Recordkeeping$12,573
RBC CAPITAL MARKETS · Investment advisory (plan)$9,534

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Ascensus
2023Ascensus

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$21,862 · 0.63%
2023$22,107 · 0.65%
2022$23,670 · 0.66%
Same employer
Similar plansProfessional & Technical Services · New Mexico
Precision Ndt, LLC NM$1.8M · 1.40%
Chenault Consulting, Inc. NM$1.4M · 1.52%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 811711661 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.