Plan Ledger DOL Form 5500 · updated monthly

United Nations Federal Credit Union401(k)

UNITED NATIONS FEDERAL CREDIT UNION 401(K) PLAN AND TRUST · LONG ISLAND CITY, NY · plan year 2025

Reported admin expense ratio · 2025
0.06%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

United Nations Federal Credit Union reported $107,610 in plan administrative expenses for 2025: 0.06% of average plan assets, below the peer median. Employer contributions averaged $6,957 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.04% to 0.06%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other finance & insurance employers. By assets it is the 500th-largest of 5,648 plans among New York employers on file, and the 612th of 4,798 in finance & insurance. In 2025, employees put in $1.63 for every $1.00 the employer contributed; active participation has grown from 650 to 725 since 2022.

Plan summary
Net assets, end of year$184,439,420
Participants with balances892
Active participants725
Employer contributions$5,044,078
Employee contributions$8,221,575
Employer contribution per active participant$6,957
Average account balance$206,771
Benefits paid to participants$12,526,820
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$184.4M · 892 accts · $5.0M emplr
2024$158.7M · 862 accts · $4.7M emplr
2023$141.1M · 909 accts · $4.5M emplr
2022$117.3M · 813 accts · $4.2M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$101,787
Investment management$5,823
Total administrative$107,610
The United Nations Federal Credit Union 401(k) match · 2025
Employer contribution per active participant$6,957
Median for plans this size$4,093
2025$6,957 per active participant
2024$6,756 per active participant
2023$6,064 per active participant
2022$6,423 per active participant

United Nations Federal Credit Union's 2025 employer contribution ran above the $4,093 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
EMPOWER ADVISORY GROUP, LLC · Investment management$5,823

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$107,610 · 0.06%
2024$54,631 · 0.04%
2023Not separately reported
2022$48,520 · 0.04%
Same employer
Similar plansFinance & Insurance · New York
Hudson River Trading LLC NY$190.2M · 0.01%
Mlmic Services, Inc. NY$186.8M · 0.05%
Pjt Partners Holdings LP NY$183.0M · 0.05%
Board of Trustees Local 805 NY$179.2M · 0.78%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 131628594 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.