Plan Ledger DOL Form 5500 · updated monthly

United Community Bancorp, Inc.401(k)

UNITED COMMUNITY BANCORP, INC. 401(K) PLAN · CHATHAM, IL · plan year 2024

Reported admin expense ratio · 2024
0.01%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

United Community Bancorp, Inc. reported $5,062 in plan administrative expenses for 2024: 0.01% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,604 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.09% to 0.01%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other finance & insurance employers. By assets it is the 859th-largest of 3,702 plans among Illinois employers on file, and the 1,573rd of 4,798 in finance & insurance. In 2024, employees put in $1.94 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$53,993,137
Participants with balances513
Active participants549
Employer contributions$880,693
Employee contributions$1,709,631
Employer contribution per active participant$1,604
Average account balance$105,250
Benefits paid to participants$4,843,251
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$54.0M · 513 accts · $881K emplr
2023$49.8M · 536 accts · $854K emplr
2022$44.0M · 540 accts · $872K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$5,062
Total administrative$5,062
The United Community Bancorp, Inc. 401(k) match · 2024
Employer contribution per active participant$1,604
Median for plans this size$3,635
2024$1,604 per active participant
2023$1,579 per active participant
2022$1,606 per active participant

United Community Bancorp, Inc.'s 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
CAPITAL GROUP RETIREMENT PLAN SVCS. · Trustee (directed) · Other services$5,062

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$5,062 · 0.01%
2023$41,794 · 0.09%
2022$41,946 · 0.09%
Same employer
Similar plansFinance & Insurance · Illinois
Morton Community Bank IL$58.2M · 0.22%
Imc Americas, Inc. IL$58.2M · 0.03%
Gtcr LLC IL$56.0M · 0.01%
Loop Capital Markets, LLC IL$51.8M · 0.25%
Central Bank Illinois IL$51.2M · 0.04%
Bcs Financial Corporation IL$51.1M · 0.04%
Marquette Bank IL$51.1M · 0.10%

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Source: U.S. Department of Labor, Form 5500 series, EIN 371078190 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.