Plan Ledger DOL Form 5500 · updated monthly

Guarantee Trust Life Insurance Company401(k)

GUARANTEE TRUST LIFE INSURANCE COMPANY AND SELECT AFFILIATES 401(K) AND PROFIT SHARING PLAN · GLENVIEW, IL · plan year 2025

Reported admin expense ratio · 2025
0.23%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Guarantee Trust Life Insurance Company reported $131,300 in plan administrative expenses for 2025: 0.23% of average plan assets, higher than ~75% of peers. Employer contributions averaged $4,676 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 4 years on file its reported administrative ratio has held roughly steady near 0.226%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other finance & insurance employers. By assets it is the 807th-largest of 3,702 plans among Illinois employers on file, and the 1,475th of 4,798 in finance & insurance. In 2025, employees put in $1.48 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$59,239,230
Participants with balances388
Active participants293
Employer contributions$1,370,111
Employee contributions$2,031,892
Employer contribution per active participant$4,676
Average account balance$152,678
Benefits paid to participants$8,482,057
Plan auditUnmodified (clean) audit opinion
AuditorBRONSWICK BENJAMIN
Plan history4
Yearassets · accounts · employer contribution
2025$59.2M · 388 accts · $1.4M emplr
2024$57.0M · 395 accts · $1.3M emplr
2023$49.7M · 334 accts · $1.2M emplr
2022$40.6M · 323 accts · $1.1M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$65,680
Investment management$65,620
Total administrative$131,300
The Guarantee Trust Life Insurance Company 401(k) match · 2025
Employer contribution per active participant$4,676
Median for plans this size$4,093
2025$4,676 per active participant
2024$4,480 per active participant
2023$4,559 per active participant
2022$4,041 per active participant

Guarantee Trust Life Insurance Company's 2025 employer contribution ran above the $4,093 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
JOHN HANCOCK LIFE INSURANCE COMPANY · Recordkeeping · Investment management$60,473
COFG ADVISORS, LLC · Investment advisory (participants)$65,513

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025John Hancock
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$131,300 · 0.23%
2024$121,522 · 0.23%
2023$99,533 · 0.22%
2022$103,435 · 0.23%
Same employer
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Source: U.S. Department of Labor, Form 5500 series, EIN 361174500 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.