Plan Ledger DOL Form 5500 · updated monthly

United Cleaning & Restoration LLC401(k)

UNITED CLEANING & RESTORATION LLC 401(K) PLAN · MIDDLEFIELD, CT · plan year 2023

Reported admin expense ratio · 2023
1.68%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

United Cleaning & Restoration LLC reported $63,430 in plan administrative expenses for 2023: 1.68% of average plan assets, higher than ~90% of peers. Employer contributions averaged $1,748 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio has held roughly steady near 1.73%. The plan sits in the $1M–$10M size bracket, benchmarked here against 22,307 comparable plans and shown alongside other administrative & support services employers. By assets it is among the smaller plans on file in Connecticut (938th of 1,106), and 1,515th of 2,534 in administrative & support services. In 2023, employees put in $1.79 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$4,436,793
Participants with balances215
Active participants198
Employer contributions$346,177
Employee contributions$618,485
Employer contribution per active participant$1,748
Average account balance$20,636
Benefits paid to participants$142,200
Plan auditUnmodified (clean) audit opinion
AuditorMARCUM LLP
Plan history2
Yearassets · accounts · employer contribution
2024$4.1M · 106 accts · $304K emplr
2023$4.4M · 215 accts · $346K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$52,310
Investment management$11,120
Total administrative$63,430
The United Cleaning & Restoration LLC 401(k) match · 2023
Employer contribution per active participant$1,748
Median for plans this size$1,308
2024$1,874 per active participant
2023$1,748 per active participant

United Cleaning & Restoration LLC's 2023 employer contribution ran above the $1,308 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20232
ADP, INC. · Loan processing · Recordkeeping$52,897
WELLS FARGO · Recordkeeping · Trustee$10,531

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADP, Wells Fargo
2023ADP, Wells Fargo

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history2
2024$73,484 · 1.73%
2023$63,430 · 1.68%
Similar plansAdministrative & Support Services · Connecticut
Project Genesis, Inc. CT$6.0M · 0.07%
Aquinas Consulting, LLC CT$5.0M · 0.15%
Mirador, Inc. CT$3.4M · 0.28%

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Source: U.S. Department of Labor, Form 5500 series, EIN 061523831 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.