Plan Ledger DOL Form 5500 · updated monthly

United Cerebral Palsy Associations of New York State, Inc. dba Constru403(b)

CONSTRUCTIVE PARTNERSHIPS UNLIMITED 403(B) PLAN · NEW YORK, NY · plan year 2024

Reported admin expense ratio · 2024
0.34%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

United Cerebral Palsy Associations of New York State, Inc. dba Constru reported $82,583 in plan administrative expenses for 2024: 0.34% of average plan assets, above the peer median. Employer contributions averaged $2,710 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.31% to 0.34%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other other services employers. By assets it is the 2,130th-largest of 5,648 plans among New York employers on file, and the 829th of 3,341 in other services. In 2024, the employer put in $1.22 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$26,299,176
Participants with balances1,329
Active participants782
Employer contributions$2,119,099
Employee contributions$1,743,424
Employer contribution per active participant$2,710
Average account balance$19,789
Benefits paid to participants$1,855,525
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$26.3M · 1,329 accts · $2.1M emplr
2023$22.3M · 1,244 accts · $2.2M emplr
2022$17.2M · 1,205 accts · $2.0M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$80,604
Total administrative$82,583
Employer contributions to the United Cerebral Palsy Associations of New York State, Inc. dba Constru plan · 2024
Employer contribution per active participant$2,710
Median for plans this size$2,416
2024$2,710 per active participant
2023$2,851 per active participant
2022$2,553 per active participant

United Cerebral Palsy Associations of New York State, Inc. dba Constru's 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
CIGNA HEALTH & LIFE INS COMPANY · Claims processing · Contract administrator$525,673
EVERNORTH CARE SOLUTIONS, INC. · Claims processing · Contract administrator$37,243

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$82,583 · 0.34%
2023$63,714 · 0.32%
2022$54,824 · 0.31%
Same employer
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Robin Hood Foundation NY$25.3M · 0.28%

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Source: U.S. Department of Labor, Form 5500 series, EIN 131623856 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.