Plan Ledger DOL Form 5500 · updated monthly

Union of Pan Asian Communities Upac403(b)

UPAC 403B PLAN · SAN DIEGO, CA · plan year 2024

Reported admin expense ratio · 2024
0.04%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Union of Pan Asian Communities Upac reported $1,806 in plan administrative expenses for 2024: 0.04% of average plan assets, lower than ~75% of peers. Employer contributions averaged $101 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.01% to 0.04%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in California (7,102nd of 9,483), and 8,084th of 11,911 in health care & social assistance. In 2024, employees put in $27.67 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$4,695,332
Participants with balances200
Active participants191
Employer contributions$19,308
Employee contributions$534,189
Employer contribution per active participant$101
Average account balance$23,477
Benefits paid to participants$201,166
Plan auditUnmodified (clean) audit opinion
AuditorLEAF & COLE LLP
Plan history2
Yearassets · accounts · employer contribution
2024$4.7M · 200 accts · $19K emplr
2022$2.9M · 65 accts
Employer contributions to the Union of Pan Asian Communities Upac plan · 2024
Employer contribution per active participant$101
Median for plans this size$1,313

Union of Pan Asian Communities Upac's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
AMERICAN UNITED LIFE INSURANCE CO · Recordkeeping · Loan processing$2,896

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2024$1,806 · 0.04%
2022$178 · 0.01%
Same employer
Similar plansHealth Care & Social Assistance · California
Hope Hospice, Inc. CA$4.7M · 0.41%

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Source: U.S. Department of Labor, Form 5500 series, EIN 237279074 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.