Plan Ledger DOL Form 5500 · updated monthly

Umansky Umg, LLC dba Umansky Motor Cars401(k)

UMANSKY AUTOMOTIVE GROUP PROFIT SHARING AND EMPLOYEE SAVINGS PLAN · MILWAKEE, WI · plan year 2024

Reported admin expense ratio · 2024
0.67%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Umansky Umg, LLC dba Umansky Motor Cars reported $124,842 in plan administrative expenses for 2024: 0.67% of average plan assets, higher than ~90% of peers. Employer contributions averaged $475 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.45% to 0.67%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 890th-largest of 1,936 plans among Wisconsin employers on file, and the 1,515th of 5,215 in retail trade. In 2024, employees put in $3.86 for every $1.00 the employer contributed; active participation has shrunk from 1,000 to 882 since 2022.

Plan summary
Net assets, end of year$19,184,336
Participants with balances309
Active participants882
Employer contributions$418,798
Employee contributions$1,615,232
Employer contribution per active participant$475
Average account balance$62,085
Benefits paid to participants$2,730,025
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$19.2M · 309 accts · $419K emplr
2023$18.1M · 294 accts · $344K emplr
2022$14.8M · 305 accts · $412K emplr
Administrative expenses, itemized · 2024
Investment management$124,842
Total administrative$124,842
The Umansky Umg, LLC dba Umansky Motor Cars 401(k) match · 2024
Employer contribution per active participant$475
Median for plans this size$2,416
2024$475 per active participant
2023$400 per active participant
2022$412 per active participant

Umansky Umg, LLC dba Umansky Motor Cars's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
MERRILL LYNCH PIERCE FENNER SMITH · Investment advisory (plan)$55,375
MY BENEFITS, LLC · Contract administrator$6,860

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$124,842 · 0.67%
2023$104,549 · 0.64%
2022$69,743 · 0.45%
Similar plansRetail Trade · Wisconsin
T.R. Nelson, Inc. WI$20.7M · 0.67%
Gross Motors, Inc. WI$20.5M · 0.03%
Holiday Auto WI$20.3M · 0.46%
Rogan Shoes, Incorporated WI$19.3M · 0.33%
Leadcar Systems, Inc. WI$19.1M · 0.38%
Full Compass Systems, LTD. WI$19.0M · 0.58%
Richardson Industries, Inc. WI$19.0M · 0.09%

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Source: U.S. Department of Labor, Form 5500 series, EIN 810685770 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.