Ufcw Members, Local Unions, and Mu401(k)
UFCW MEMBERS, LOCAL UNIONS, AND MULTI-EMPLOYER 401(K) PLAN · MADISON HEIGHTS, MI · plan year 2024
Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works
Ufcw Members, Local Unions, and Mu reported $387,205 in plan administrative expenses for 2024: 1.36% of average plan assets, higher than ~90% of peers. Employer contributions averaged $227 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.
Across the 2 years on file its reported administrative ratio rose from 1.09% to 1.36%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 786th-largest of 2,619 plans among Michigan employers on file, and the 1,023rd of 5,215 in retail trade. In 2024, employees put in $6.19 for every $1.00 the employer contributed; active participation has grown from 1,473 to 2,369 since 2022.
Ufcw Members, Local Unions, and Mu's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.
Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.
Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.
Why are you looking at this plan?
Source: U.S. Department of Labor, Form 5500 series, EIN 380513037 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.