Plan Ledger DOL Form 5500 · updated monthly

U.S. Special Delivery, LLC401(k)

U.S. SPECIAL DELIVERY, LLC SAVINGS & RETIREMENT PLAN · KINGSFORD, MI · plan year 2024

Reported admin expense ratio · 2024
1.01%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

U.S. Special Delivery, LLC reported $40,148 in plan administrative expenses for 2024: 1.01% of average plan assets, higher than ~75% of peers. Employer contributions averaged $293 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.96% to 1.01%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other transportation & warehousing employers. By assets it is among the smaller plans on file in Michigan (2,122nd of 2,619), and 1,778th of 2,677 in transportation & warehousing. In 2024, employees put in $6.78 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$4,049,235
Participants with balances187
Active participants186
Employer contributions$54,500
Employee contributions$369,287
Employer contribution per active participant$293
Average account balance$21,654
Benefits paid to participants$709,194
Plan auditUnmodified (clean) audit opinion
AuditorNOVOTNY CPA GROUP PLC
Plan history4
Yearassets · accounts · employer contribution
2025$0
2024$4.0M · 187 accts · $55K emplr
2023$3.9M · 205 accts · $72K emplr
2022$3.9M · 213 accts · $95K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$40,148
Total administrative$40,148
The U.S. Special Delivery, LLC 401(k) match · 2024
Employer contribution per active participant$293
Median for plans this size$1,313
2024$293 per active participant
2023$367 per active participant
2022$471 per active participant

U.S. Special Delivery, LLC's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
KERBERROSE WEALTH MANAGEMENT LLC · Investment advisory (plan)$9,757
RETIREMENT PLAN PARTNERS, LLC · Contract administrator$5,300
EMPOWER ADVISORY GROUP, LLC · Investment management$1,021

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025Not separately reported
2024$40,148 · 1.01%
2023$40,212 · 1.03%
2022$39,422 · 0.96%
Same employer
Similar plansTransportation & Warehousing · Michigan
Hsd Operations, Inc. MI$4.5M · 0.66%
Day & Ross USA, Inc. MI$4.4M · 0.39%
Holding Co. V&V MI$4.1M · 0.01%
Mlt Transport, LLC MI$3.9M · 0.88%
Roth Trucking, Inc. MI$3.4M · 1.93%
Rls Hutt Regional LLC MI$3.1M · 0.51%

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Source: U.S. Department of Labor, Form 5500 series, EIN 382491121 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.