Plan Ledger DOL Form 5500 · updated monthly

Roth Trucking, Inc.401(k)

ROTH TRUCKING, INC. 401(K) RETIREMENT PLAN · GRAND RAPIDS, MI · plan year 2022

Reported admin expense ratio · 2022
1.93%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Roth Trucking, Inc. reported $73,662 in plan administrative expenses for 2022: 1.93% of average plan assets, higher than ~90% of peers. Employer contributions averaged $3,930 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 1.93% to 1.11%. The plan sits in the $1M–$10M size bracket, benchmarked here against 30,021 comparable plans and shown alongside other transportation & warehousing employers. By assets it is among the smaller plans on file in Michigan (2,209th of 2,619), and 1,887th of 2,677 in transportation & warehousing. In 2022, the employer put in $4.69 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$3,358,584
Participants with balances165
Active participants131
Employer contributions$514,833
Employee contributions$109,845
Employer contribution per active participant$3,930
Average account balance$20,355
Benefits paid to participants$898,904
Plan auditUnmodified (clean) audit opinion
AuditorBAS PARTNERS, LLC
Plan history3
Yearassets · accounts · employer contribution
2024$3.3M · 158 accts · $506K emplr
2023$3.3M · 164 accts · $483K emplr
2022$3.4M · 165 accts · $515K emplr
Administrative expenses, itemized · 2022
Investment management$50,300
Professional / advisory$23,362
Total administrative$73,662
The Roth Trucking, Inc. 401(k) match · 2022
Employer contribution per active participant$3,930
Median for plans this size$1,114
2024$4,019 per active participant
2023$3,807 per active participant
2022$3,930 per active participant

Roth Trucking, Inc.'s 2022 employer contribution ran above the $1,114 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history3
2024$36,546 · 1.11%
2023$57,570 · 1.73%
2022$73,662 · 1.93%
Similar plansTransportation & Warehousing · Michigan
Holding Co. V&V MI$4.1M · 0.01%
Mlt Transport, LLC MI$3.9M · 0.88%
Rls Hutt Regional LLC MI$3.1M · 0.51%
Blue Water Trucking, Inc. MI$2.8M · 1.26%

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Source: U.S. Department of Labor, Form 5500 series, EIN 382079555 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.