Plan Ledger DOL Form 5500 · updated monthly

U.S. Retail Flowers, Inc.401(k)

U.S. RETAIL FLOWERS INC 401(K) PROFIT SHARING PLAN · LEBANON, PA · plan year 2024

Reported admin expense ratio · 2024
0.44%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

U.S. Retail Flowers, Inc. reported $34,280 in plan administrative expenses for 2024: 0.44% of average plan assets, below the peer median. Employer contributions averaged $493 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.48% to 0.44%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Pennsylvania (2,472nd of 3,651), and 2,945th of 5,215 in retail trade. In 2024, employees put in $3.21 for every $1.00 the employer contributed; active participation has grown from 163 to 236 since 2022.

Plan summary
Net assets, end of year$8,447,349
Participants with balances170
Active participants236
Employer contributions$116,262
Employee contributions$373,597
Employer contribution per active participant$493
Average account balance$49,690
Benefits paid to participants$197,090
Plan auditUnmodified (clean) audit opinion
AuditorBUCKNO LISICKY & COMPANY
Plan history3
Yearassets · accounts · employer contribution
2024$8.4M · 170 accts · $116K emplr
2023$7.3M · 160 accts · $111K emplr
2022$6.2M · 151 accts · $124K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$17,348
Investment management$551
Total administrative$34,280
The U.S. Retail Flowers, Inc. 401(k) match · 2024
Employer contribution per active participant$493
Median for plans this size$1,313
2024$493 per active participant
2023$429 per active participant
2022$763 per active participant

U.S. Retail Flowers, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
WILMINGTON TRUST, N.A.$16,381
EMPOWER ADVISORY GROUP, LLC · Investment management$551

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$34,280 · 0.44%
2023$30,791 · 0.46%
2022$34,381 · 0.48%
Similar plansRetail Trade · Pennsylvania
Park Avenue Motor Cars PA$8.6M · 0.46%
Latsko Dcpj, Inc. PA$8.3M · 0.49%
S. Clyde Weaver, Inc. PA$8.1M · 0.28%
Braceys Supermarket, Inc. PA$7.9M · 0.12%

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Source: U.S. Department of Labor, Form 5500 series, EIN 251899415 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.