Plan Ledger DOL Form 5500 · updated monthly

U.S. Money Reserve, Inc. dba U.S. Rare Coin & Bullion Reserve401(k)

U.S. MONEY RESERVE 401(K) PLAN · AUSTIN, TX · plan year 2024

Reported admin expense ratio · 2024
0.00%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

U.S. Money Reserve, Inc. dba U.S. Rare Coin & Bullion Reserve reported $450 in plan administrative expenses for 2024: 0.00% of average plan assets, lower than ~75% of peers. Employer contributions averaged $3,135 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.005% to 0.003%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 2,309th-largest of 5,688 plans among Texas employers on file, and the 1,780th of 5,215 in retail trade. In 2024, employees put in $2.78 for every $1.00 the employer contributed; active participation has grown from 251 to 409 since 2022.

Plan summary
Net assets, end of year$16,299,773
Participants with balances264
Active participants409
Employer contributions$1,282,316
Employee contributions$3,561,504
Employer contribution per active participant$3,135
Average account balance$61,742
Benefits paid to participants$558,547
Plan auditUnmodified (clean) audit opinion
AuditorRSM US LLP
Plan history3
Yearassets · accounts · employer contribution
2024$16.3M · 264 accts · $1.3M emplr
2023$10.1M · 195 accts · $870K emplr
2022$6.0M · 143 accts · $637K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$450
Total administrative$450
The U.S. Money Reserve, Inc. dba U.S. Rare Coin & Bullion Reserve 401(k) match · 2024
Employer contribution per active participant$3,135
Median for plans this size$2,416
2024$3,135 per active participant
2023$2,465 per active participant
2022$2,539 per active participant

U.S. Money Reserve, Inc. dba U.S. Rare Coin & Bullion Reserve's 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
JPMORGAN INVEST HOLDINGS LLC$450

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$450 · 0.00%
2023$7,692 · 0.10%
2022$240 · 0.00%
Same employer
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Source: U.S. Department of Labor, Form 5500 series, EIN 743013696 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.