Plan Ledger DOL Form 5500 · updated monthly

U.S. Fire Insurance Co.401(k)

CRUM & FORSTER EMPLOYEE SAVINGS PLAN · MORRISTOWN, NJ · plan year 2024

Reported admin expense ratio · 2024
0.06%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

U.S. Fire Insurance Co. reported $331,643 in plan administrative expenses for 2024: 0.06% of average plan assets, below the peer median. Employer contributions averaged $8,374 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.03% to 0.06%. The plan sits in the $250M–$1B size bracket, benchmarked here against 2,883 comparable plans and shown alongside other finance & insurance employers. By assets it is the 109th-largest of 2,419 plans among New Jersey employers on file, and the 277th of 4,798 in finance & insurance. In 2024, employees put in $1.23 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$590,670,267
Participants with balances3,467
Active participants2,592
Employer contributions$21,705,705
Employee contributions$26,723,860
Employer contribution per active participant$8,374
Average account balance$170,369
Benefits paid to participants$56,483,127
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$590.7M · 3,467 accts · $21.7M emplr
2023$522.2M · 3,439 accts · $19.6M emplr
2022$444.9M · 3,486 accts · $18.6M emplr
The U.S. Fire Insurance Co. 401(k) match · 2024
Employer contribution per active participant$8,374
Median for plans this size$4,294
2024$8,374 per active participant
2023$7,720 per active participant
2022$7,122 per active participant

U.S. Fire Insurance Co.'s 2024 employer contribution ran above the $4,294 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
THE VANGUARD GROUP, INC. · Recordkeeping · Consulting$58,774
VANGUARD ADVISERS INC. · Investment advisory (participants)$208,120
USI ADVISORS INC. · Consulting$55,813

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Vanguard
2023Vanguard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$331,643 · 0.06%
2023$290,140 · 0.06%
2022$166,455 · 0.03%
Same employer
Similar plansFinance & Insurance · New Jersey
Bessemer Trust Company NJ$764.1M · 0.00%
Valley National Bank NJ$662.6M · 0.06%
Lord, Abbett & Co. LLC NJ$554.1M · 0.03%
Everest Reinsurance Company NJ$553.0M · 0.08%
Standard Chartered Bank NJ$407.3M · 0.05%

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Source: U.S. Department of Labor, Form 5500 series, EIN 135459190 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.