Plan Ledger DOL Form 5500 · updated monthly

U.A. Plumbers & Steamfitters Defined Contribution and 401(K) Plan of T401(k)

U.A. PLUMBERS & STEAMFITTERS DEFINED CONTRIBUTION AND 401(K) PLAN OF TEXAS · RICHARDSON, TX · plan year 2024

Reported admin expense ratio · 2024
1.51%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

U.A. Plumbers & Steamfitters Defined Contribution and 401(K) Plan of T reported $511,019 in plan administrative expenses for 2024: 1.51% of average plan assets, higher than ~90% of peers. Employer contributions averaged $676 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 1.506%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other construction employers. By assets it is the 1,304th-largest of 5,688 plans among Texas employers on file, and the 1,297th of 5,337 in construction. In 2024, the employer put in $2.56 for every $1.00 employees contributed themselves; active participation has grown from 4,003 to 5,316 since 2022.

Plan summary
Net assets, end of year$37,499,915
Participants with balances5,316
Active participants5,316
Employer contributions$3,595,726
Employee contributions$1,406,017
Employer contribution per active participant$676
Average account balance$7,054
Benefits paid to participants$1,701,057
Plan auditDisclaimer of opinion
AuditorHARPER & PEARSON COMPANY PC
Plan history3
Yearassets · accounts · employer contribution
2024$37.5M · 5,316 accts · $3.6M emplr
2023$30.4M · 4,498 accts · $1.8M emplr
2022$25.0M · 4,003 accts · $1.8M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$292,214
Investment management$87,521
Audit (IQPA)$73,000
Total administrative$511,019
The U.A. Plumbers & Steamfitters Defined Contribution and 401(K) Plan of T 401(k) match · 2024
Employer contribution per active participant$676
Median for plans this size$2,416
2024$676 per active participant
2023$401 per active participant
2022$446 per active participant

U.A. Plumbers & Steamfitters Defined Contribution and 401(K) Plan of T's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
COMSAL INC · Recordkeeping$183,338
SOUTHWEST SERVICE ADMINISTRATOR · Contract administrator$108,876
RBC CAPITAL MARKETS · Investment advisory (participants)$87,521
HARPER & PEARSON COMPANY, P.C. · Accounting / audit$73,000
CONNER & WINTERS, LLP · Legal$27,488

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024COMSAL INC
2023COMSAL INC

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$511,019 · 1.51%
2023$438,098 · 1.58%
2022$402,112 · 1.51%
Similar plansConstruction · Texas
Hmt LLC TX$40.7M · 0.23%
Cummings Electrical, LP TX$39.4M · 0.51%
Mason Construction, LLC TX$38.0M · 0.08%
Ai Fire, LLC TX$37.5M · 0.73%
Hi-Tech Electric, Inc. TX$34.5M · 0.15%

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Source: U.S. Department of Labor, Form 5500 series, EIN 311524293 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.