Plan Ledger DOL Form 5500 · updated monthly

Trustees-United Automotive Association Pension PlanMoney purchase plan

UNITED AUTOMOTIVE ASSOCIATION PENSION PLAN · EARTH CITY, MO · plan year 2022

Reported admin expense ratio · 2022
2.37%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Trustees-United Automotive Association Pension Plan reported $167,789 in plan administrative expenses for 2022: 2.37% of average plan assets, higher than ~90% of peers. Employer contributions averaged $2,643 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 2.37% to 1.94%. The plan sits in the $1M–$10M size bracket, benchmarked here against 30,021 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Missouri (1,013th of 1,393), and 3,412th of 5,215 in retail trade.

Plan summary
Net assets, end of year$6,349,027
Participants with balances167
Active participants12
Employer contributions$31,710
Employee contributions—
Employer contribution per active participant$2,643
Average account balance$38,018
Benefits paid to participants$778,986
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$5.9M · 148 accts · $31K emplr
2023$6.1M · 156 accts · $35K emplr
2022$6.3M · 167 accts · $32K emplr
Administrative expenses, itemized · 2022
Recordkeeping & contract admin$49,172
Investment management$34,433
Professional / advisory$73,289
Total administrative$167,789
Employer contributions to the Trustees-United Automotive Association Pension Plan plan · 2022
Employer contribution per active participant$2,643
Median for plans this size$1,114
2024$2,845 per active participant
2023$7,018 per active participant
2022$2,643 per active participant

Trustees-United Automotive Association Pension Plan's 2022 employer contribution ran above the $1,114 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history3
2024$116,565 · 1.94%
2023$148,045 · 2.38%
2022$167,789 · 2.37%
Similar plansRetail Trade · Missouri
Midwest Petroleum Company MO$6.8M · 0.27%
Bob Sight Ford, Inc. MO$6.5M · 0.04%
Woods Supermarket, Inc. MO$6.4M · 0.93%
Grd 2033, Inc. MO$6.2M · 0.59%
Adams Auto Corp MO$6.1M · 0.03%

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Source: U.S. Department of Labor, Form 5500 series, EIN 431148320 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.