Plan Ledger DOL Form 5500 · updated monthly

Pecl, Inc.401(k)

EXELCO LEASING, INC 401(K) EMPLOYEE RETIREMENT PLAN · FENTON, MO · plan year 2023

Reported admin expense ratio · 2023
0.68%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Pecl, Inc. reported $38,743 in plan administrative expenses for 2023: 0.68% of average plan assets, above the peer median. Employer contributions averaged $4,344 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio rose from 0.56% to 0.68%. The plan sits in the $1M–$10M size bracket, benchmarked here against 22,307 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Missouri (1,036th of 1,393), and 3,510th of 5,215 in retail trade. In 2023, employees put in $1.42 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$5,946,670
Participants with balances208
Active participants88
Employer contributions$382,254
Employee contributions$541,131
Employer contribution per active participant$4,344
Average account balance$28,590
Benefits paid to participants$1,162,366
Plan auditUnmodified (clean) audit opinion
AuditorUHY, LLP
Plan history2
Yearassets · accounts · employer contribution
2023$5.9M · 208 accts · $382K emplr
2022$5.4M · 166 accts · $283K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$13,049
Investment management$25,694
Total administrative$38,743
The Pecl, Inc. 401(k) match · 2023
Employer contribution per active participant$4,344
Median for plans this size$1,308
2023$4,344 per active participant
2022$1,836 per active participant

Pecl, Inc.'s 2023 employer contribution ran above the $1,308 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20233
CMFG LIFE INSURANCE COMPANY · Recordkeeping · Pension consulting$13,049
ONEDIGITAL INVESTMENT ADVISORS LLC · Investment advisory (plan)$14,899
MUTUAL ADVISORS, LLC · Investment advisory (plan)$10,795

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2023$38,743 · 0.68%
2022$30,871 · 0.56%
Similar plansRetail Trade · Missouri
Grd 2033, Inc. MO$6.2M · 0.59%
Adams Auto Corp MO$6.1M · 0.03%
Office Essentials Inc. MO$5.9M · 0.04%
Absolute Beauty, LLC MO$5.8M · 1.16%

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Source: U.S. Department of Labor, Form 5500 series, EIN 431150991 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.