Plan Ledger DOL Form 5500 · updated monthly

Trustees of Liquor and Allied Wkrs Union, Local 3 Emp Deferred Comp401(k)

LIQUOR AND ALLIED WORKERS UNION LOCAL NO. 3, EMP · RIVER FOREST, IL · plan year 2024

Reported admin expense ratio · 2024
0.15%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Trustees of Liquor and Allied Wkrs Union, Local 3 Emp Deferred Comp reported $471,799 in plan administrative expenses for 2024: 0.15% of average plan assets, higher than ~75% of peers. Employer contributions averaged $7,144 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.12% to 0.15%. The plan sits in the $250M–$1B size bracket, benchmarked here against 2,883 comparable plans and shown alongside other wholesale trade employers. By assets it is the 223rd-largest of 3,702 plans among Illinois employers on file, and the 146th of 4,246 in wholesale trade. In 2024, the employer put in $1.32 for every $1.00 employees contributed themselves; active participation has grown from 1,305 to 1,458 since 2022.

Plan summary
Net assets, end of year$331,708,786
Participants with balances2,869
Active participants1,458
Employer contributions$10,415,884
Employee contributions$7,863,490
Employer contribution per active participant$7,144
Average account balance$115,618
Benefits paid to participants$20,761,348
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$331.7M · 2,869 accts · $10.4M emplr
2023$292.2M · 2,861 accts · $9.4M emplr
2022$246.0M · 2,628 accts · $8.3M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$49,000
Audit (IQPA)$13,700
Trustee / custodial$170,438
Total administrative$471,799
The Trustees of Liquor and Allied Wkrs Union, Local 3 Emp Deferred Comp 401(k) match · 2024
Employer contribution per active participant$7,144
Median for plans this size$4,294
2024$7,144 per active participant
2023$6,197 per active participant
2022$6,326 per active participant

Trustees of Liquor and Allied Wkrs Union, Local 3 Emp Deferred Comp's 2024 employer contribution ran above the $4,294 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20247
VOYA LIFE INSURANCE AND ANNUITY CO · Investment advisory (plan)$170,438
BRIAN REYNOLDS$77,743
LOCAL 3 SALES PENSION$63,100
ELITE ADMINISTRATION & INSURANCE · Insurance services$40,000
JAMES H. DUFF$28,293
CALIBRE CPA GROUP PLLC · Accounting / audit$13,700
PROFESSIONAL ACCOUNTING SERVICES, L · Accounting / audit$9,000

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$471,799 · 0.15%
2023$436,604 · 0.16%
2022$303,574 · 0.12%
Similar plansWholesale Trade · Illinois
Essendant IL$412.5M · 0.06%
Rb Global Holdings, Inc. IL$324.5M · 0.08%
Iaa Holdings LLC. IL$289.7M · 0.07%
Envoy Solutions, LLC IL$281.7M · 0.24%

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Source: U.S. Department of Labor, Form 5500 series, EIN 367270398 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.