Plan Ledger DOL Form 5500 · updated monthly

Tri-National, Inc.401(k)

TRI-NATIONAL 401(K) PLAN · ST. CHARLES, MO · plan year 2024

Reported admin expense ratio · 2024
0.71%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Tri-National, Inc. reported $74,643 in plan administrative expenses for 2024: 0.71% of average plan assets, higher than ~90% of peers. Employer contributions averaged $401 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.38% to 0.71%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other transportation & warehousing employers. By assets it is among the smaller plans on file in Missouri (799th of 1,393), and the 1,084th of 2,677 in transportation & warehousing. In 2024, employees put in $2.84 for every $1.00 the employer contributed; active participation has grown from 976 to 1,309 since 2022.

Plan summary
Net assets, end of year$11,197,512
Participants with balances796
Active participants1,309
Employer contributions$525,217
Employee contributions$1,489,357
Employer contribution per active participant$401
Average account balance$14,067
Benefits paid to participants$1,898,849
Plan auditUnmodified (clean) audit opinion
AuditorCONNER ASH PC
Plan history3
Yearassets · accounts · employer contribution
2024$11.2M · 796 accts · $525K emplr
2023$9.7M · 830 accts · $557K emplr
2022$7.6M · 642 accts · $425K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$32,123
Total administrative$74,643
The Tri-National, Inc. 401(k) match · 2024
Employer contribution per active participant$401
Median for plans this size$2,416
2024$401 per active participant
2023$508 per active participant
2022$435 per active participant

Tri-National, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
MASTER BENEFIT GROUP, INC. · Other services$24,673
CAPITAL RESEARCH AND MANAGEMENT CO$7,450
MORGAN STANLEY WEALTH MANAGEMENT · Other servicesindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$74,643 · 0.71%
2023$44,354 · 0.51%
2022$29,624 · 0.38%
Same employer
Similar plansTransportation & Warehousing · Missouri
Eshipping MO$18.6M · 0.51%
Tvs Scs North America, Inc. MO$13.0M · 0.70%
Wagner Industries, LLC MO$10.9M · 0.85%
Sunset Transportation, LLC MO$10.4M · 0.53%

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Source: U.S. Department of Labor, Form 5500 series, EIN 201222154 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.