Plan Ledger DOL Form 5500 · updated monthly

Tresca Brothers Sand and Gravel, Inc.401(k)

TRESCA BROTHERS SAND AND GRAVEL, INC. PROFIT SHARING 401(K) PLAN · MILLIS, MA · plan year 2024

Reported admin expense ratio · 2024
0.63%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Tresca Brothers Sand and Gravel, Inc. reported $83,081 in plan administrative expenses for 2024: 0.63% of average plan assets, higher than ~75% of peers. Employer contributions averaged $2,291 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.52% to 0.63%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other mining, oil & gas extraction employers. By assets it is among the smaller plans on file in Massachusetts (1,597th of 2,726), and 372nd of 612 in mining, oil & gas extraction. In 2024, employees put in $1.53 for every $1.00 the employer contributed; active participation has grown from 81 to 118 since 2022.

Plan summary
Net assets, end of year$13,880,888
Participants with balances139
Active participants118
Employer contributions$270,299
Employee contributions$413,373
Employer contribution per active participant$2,291
Average account balance$99,863
Benefits paid to participants$569,166
Plan auditUnmodified (clean) audit opinion
AuditorEJ CALLAHAN & ASSOCIATES,INC.
Plan history3
Yearassets · accounts · employer contribution
2024$13.9M · 139 accts · $270K emplr
2023$12.7M · 127 accts · $268K emplr
2022$11.8M · 126 accts · $267K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$9,507
Investment management$63,574
Total administrative$83,081
The Tresca Brothers Sand and Gravel, Inc. 401(k) match · 2024
Employer contribution per active participant$2,291
Median for plans this size$2,416
2024$2,291 per active participant
2023$3,307 per active participant
2022$3,301 per active participant

Tresca Brothers Sand and Gravel, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
EMPOWER ADVISORY GROUP, LLC · Investment management$40,035
MMA SECURITIES LLC · Investment advisory (plan)$23,540
E J CALLAHAN & ASSOCIATES LLC$10,000

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$83,081 · 0.63%
2023$69,245 · 0.56%
2022$68,244 · 0.52%
Same employer
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S.M. Lorusso & Sons, Inc. MA$25.5M · 0.24%
National Ewp, Inc. NV$14.1M · 0.57%
Keystone Lime Co., Inc. PA$14.0M · 0.19%
Spur Energy Partners LLC TX$13.9M · 0.33%
Coterra Energy Inc. PA$13.5M · 0.08%
Grayson Mill Operating, LLC TX$13.3M · 0.66%

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Source: U.S. Department of Labor, Form 5500 series, EIN 042269364 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.